COVID-19 Resources for Small Businesses

COVID-19 Resources for Small Businesses

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Due to the pandemic, small business owners are facing unprecedented challenges. Between February to April 2020, the number of business owners (across all industries) dropped by 3.3 million, which was the largest on record. It can be difficult to track down the right assistance your business needs to survive these challenging times. Momentum IoT has put together this resource (grants, loans, debt relief, etc.) page for small business owners.

 

Nationwide Programs

 

Provider Resource Details Link
SBA Paycheck Protection Program (PPP) An SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. Closed as of August 8, 2020 (Subjected to extension, check back here for the update)
SBA Economic Injury Disaster Loan program (EIDL) Up to $150k in aid and an emergency grand of up to $10,000 to SMB https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loans
SBA SBA Debt Relief As part of our coronavirus debt relief efforts, the SBA will pay 6 months of principal, interest, and any associated fees that borrowers owe for all current 7(a), 504, and Microloans in regular servicing status as well as new 7(a), 504, and Microloans disbursed prior to September 27, 2020. https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-debt-relief
SBA SBA Express Bridge Loans Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-express-bridge-loans
ads.google.com COVID-19: Ad credits for Google Ads Small and Medium-sized Businesses Google is giving SMB customers worldwide $340 million in ad credits, which can be used towards future ad spend, until the end of 2020 across our Google Ads platforms https://support.google.com/google-ads/answer/9803410?hl=en
gofundme.com Help Small Businesses Affected by Coronavirus The GoFundMe Small Business Relief Initiative is intended to support our local businesses facing financial loss. https://www.gofundme.com/small-business-relief-fundraisers
Facebook Facebook Small Business Grants Program Facebook is ooffering $100M in cash grants and ad credits to help during this challenging time. https://www.facebook.com/business/boost/grants
Globalgiving.org The Red Backpack Fund GlobalGiving is making at least 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the impact of the crisis https://www.globalgiving.org/redbackpackfund/
KIVA Kiva US Small Business Loans Effective immediately, U.S. applicants for a Kiva loan will have access to the following:

Expanded eligibility: More businesses in the US will be eligible for a Kiva loan.

Larger loans: The maximum loan on the Kiva platform will increase from $10,000 to $15,000.

Grace period: New borrowers may access a grace period of up to 6 months for greater financial flexibility.

https://www.kiva.org/blog/support-local-businesses-during-the-coronavirus-pandemic
opportunityfund.org Opportunity Fund If you are an existing customer who has been impacted by Covid-19 and concerned about missing a loan payment, contact us at 877-629-2709 or paymentsupport@opportunityfund.org. https://www.opportunityfund.org/assistance-for-small-business-owners-affected-by-covid-19/
businessforall.com Business for All Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. https://businessforall.helloalice.com/

 

State-Specific Programs

Alabama
Provider Resource Details Link
Chamber of Commerce of West Alabama and the Community Foundation of West Alabama Small Business Relief Fund Awarded more than $60,00 to 18 businesses, apply here: https://tuscaloosachamber.com/small-business-financial-assistance/ https://www.al.com/business/2020/03/18-west-alabama-businesses-getting-funds-for-coronavirus-relief.html
Calhoun County Chamber of Commerce COVID-19 Small Business Relief Fund $2,000 to $5,000 to businesses in the county that employees 2 to 25 employees to businesses within Anniston City limits https://www.calhounchamber.com/covid-19-small-business-relief-fund/
Montgomery Area Chamber of Commerce Foundation Recovery Together Small Business Relief Fund One time grants of $3,000 to $5,000 for small businesses in Montgomery, AL http://recovermgm.com/
Greater Limestone County Chamber of Commerce Athens-Limestone County Small Business Assistance Initiative Mini grants provided for small businesses with 2 to 50 employees. https://www.tourathens.com/
Alaska
Provider Resource Details Link
Ketchikan Gateway Borough Assembly Business Impact Grant Program, PPE Reimbursement Program Businesses with more than $25,000 in revenue per quarter and suffering a revenue decline of 40% or more during Second Quarter CY 2020, compared to Second Quarter CY 2019 due to the COVID-19 pandemic, are eligible to apply for a grant. Grant awards will be based on a percentage of lost revenue. The maximum grant award is $25,000 and the application period opens July 1. https://www.fairbanksalaska.us/mayor/webform/cares-act-relief-funds-business-application
City of Fairbanks Business Relief Grant The City of Fairbanks is providing business relief grants to reimburse costs for business interruption caused by required closures due to COVID-19. The grants will be awarded up to $100,000 depending on eligible expenses. https://www.fairbanksalaska.us/mayor/webform/cares-act-relief-funds-business-application
Arizona
Provider Resource Details Link
Town on Fountain Hills Fountain Hills Small Business Grant Program The Fountain Hills Small Business Grant Program provides grants from funding made available from the State of Arizona’s AZCares Fund to Town businesses impacted by COVID-19. Funding may be used for business operations, public health protocols, marketing and mortgage or elase payments. The amount of each grant will be based on the number of approved applications with Eligible Business Expenses. It is not likely that any individual grant award will exceed $5,000. https://www.azcommerce.com/covid-19/financial-resources/fountain-hills-small-business-grant-program/
Graham & Greenlee County Graham & Greenlee County Micro-Loan Program The Graham & Greenlee County Micro-Loan program through the Local First Arizona, Freeport McMoRan and the Graham & Greenlee County Leadership Cohort, offers loans to local businesses in the Graham and Greenlee Counties to help them stay competitive. Businesses may receive loans between $5,000 and $25,000. https://www.azcommerce.com/covid-19/financial-resources/graham-greenlee-county-micro-loan/
City of Tuscon Tucson Resiliency Direct Loan Program The Tucson Resiliency Direct Loan Program is administered by the Business Development Finance Corporation. Eligible businesses must be located within Tucson city limits, have a valid City of Tucson business license, and be registered with the Arizona Corporation Commission (ACC) in good standing (sole proprietors do not have to be registered with the ACC.) Direct loans of up to $25,000 at 0% interest are available to small businesses, sole proprietors, 1099 contractors, and 501(c)(3) nonprofits that meet the eligibility criteria. https://www.bdfc.com/wp-content/uploads/2020/04/Tucson-Loan-Complete-Application.pdf
Desert Financial & City of Tempe Tempe Small Business Emergency Loan Program To aid Tempe business owners, Desert Financial has partnered with the City of Tempe to create the $1 million Tempe Small Business Emergency Loan Program. Business owners may receive a microloan between $5,000 and $20,000 at a 4% fixed rate, with a 48 month repayment term. https://www.azcommerce.com/covid-19/financial-resources/tempe-small-business-emergency-loan-program/
Maricopa County Maricopa County Small Business Grant Program Maricopa County is providing relief to small businesses and nonprofits with $23 million in federal CARES Act funding. The Small Business Relief Program will provide up to $10,000 in grants to reimburse businesses and nonprofits (501(c)3) for lost revenues during March and April. https://www.azcommerce.com/covid-19/financial-resources/maricopa-county-small-business-grant-program/
City of Mesa Mesa CARES Small Business Technical Assistance Program The Mesa CARES Small Business Technical Assistance Program is intended to help Mesa-based businesses recover from the coronavirus pandemic, evaluate and react to necessary changes in the business environment, implement new policies, procedures and processes, stimulate new business, and strategize and plan for the future of their companies. The program is designed to focus on stabilization, recovery, and to boost resiliency of small businesses. https://www.azcommerce.com/covid-19/financial-resources/mesa-cares-small-business-reemergence-program/
City of Phoenix Small Business Relief Grant Grants up to $10,000 will be awarded to businesses with fewer than 25 employees that operate in lower-income areas and generated less than $3 million in annual sales. The Small Business Relief Grant program initially launched in April with $2 million. Demand was high and the funds ran out within a few days so the council approved another $5 million. https://www.phoenix.gov/econdevsite/Documents/CoP-Phoenix-IDA-Small_Business-Relief-Grant-Round-Two-%20Flyer-FINAL.pdf
City of Phoenix Phoenix Microbusiness Resiliency Grant The Phoenix Microbusiness Resiliency Grant program will award up to $5,000 to solo practitioners and microbusinesses — those are businesses with fewer than 5 employees. The city expects to help more than 1,100 people businesses through microbusiness grants. https://www.phoenix.gov/econdevsite/Documents/PHX-Microbusiness-Grant-Flyer.pdf
City of Peoria and Bell Bank Peoria Small Business Emergency Loan Program To help local businesses during this unprecedented time, the City of Peoria and Bell Bank have developed a Small Business Emergency Loan program for Peoria-based companies. This program provides qualifying businesses with personal loans up to $20,000. https://www.azcommerce.com/covid-19/financial-resources/peoria-small-business-emergency-loan-program/
City of Peoria Peoria Community Development Block Grant The City of Peoria Community Development Block Grant (CDBG) Small Business Assistance Grant Program has been developed to assist business owners and entrepreneurs who have been unable to acquire funding through the Paycheck Protection Program (PPP) or the Economic Injury and Disaster Loan (EIDL). A total of 20, one-time, relief grants in the amount of $5,000 will be awarded to Peoria businesses. https://www.azcommerce.com/covid-19/financial-resources/peoria-community-development-block-grant/
Town of Queen Creek Queen Creek Together Small Business Grant Assistance Small businesses in Queen Creek can apply for up to $12,500 each to offset the costs of safety measures due to COVID-19 concerns. The grant program will be implemented by the Town to reimburse businesses for costs incurred in connection with enhanced sanitization, employee safety, and customer safety. Businesses can receive $500 per full-time equivalent employee with a maximum $12,500 grant. The town has a total of $500,000 in grants for small businesses. https://www.azcommerce.com/covid-19/financial-resources/queen-creek-together-small-business-grant-assistance/
PPEP Microbusiness & Housing Development Corporation (PMHDC) PMHDC Microloans for Small Businesses PMHDC offers a range of microloans to small businesses in southern Arizona that reside in Yuma, Cochise, Santa Cruz, Pima, Pinal, Maricopa, Gila and Graham Counties. The loan amount is determined following a meeting with a business counselor and ranges from $500 to $75,000. https://www.azcommerce.com/covid-19/financial-resources/ppep-microbusiness-housing-development-corporation/
Growth Partners Arizona Growth Partners Arizona Small Business Success Loan Small Business Success Loans are for small businesses that need to borrow larger loan amounts for growth and expansion, equipment, long-term working capital, tenant improvements and consolidation of more expensive debt. This loan ranges from $10,000 – $75,000 with terms from six months to five years. https://www.azcommerce.com/covid-19/financial-resources/growth-partners-arizona-small-business-success-loan/
Growth Partners Arizona Kiva Tucson Crowdfunding Loans Kiva is helping during the COVID-19 crisis by providing loans up to $15,000 and a 6-month deferment. Kiva determines the loan amount based on many factors, including finances, social media presence, and quality of the narrative. Kiva loans can be used for many different business expenses https://www.azcommerce.com/covid-19/financial-resources/kiva-tucson-crowdfunding-loans/
Arizona Public Service Arizona Public Service Customer Support Fund Arizona Public Service (APS) has set up a Customer Support Fund to assist customers who need help paying their APS bills. Small business customers who are past due on their APS bill can qualify for the fund if they have an unexpected loss of income, higher medical or childcare expenses, or other financial hardship created by the COVID-19 virus. https://www.azcommerce.com/covid-19/financial-resources/arizona-public-service-customer-support-fund/
Chicanos por la causa Prestamos COVID-19 Microloan Program Businesses are eligible to apply for up to $25,000. The first six payments will be paid (both principal and interest) directly by The SBA. The remaining balance will be amortized over a 6-12 month term based on repayment ability. There is a 3% loan origination fee and the interest rate for this loan is 6.5%. https://www.prestamosloans.org/covidmicro/
Local Initiative Support Corporation (LISC) LISC Small Business Relief Grants (Round 5) Applicants may apply for one business only and must be 18 years of age to apply. Awards will be made to qualified businesses, and eligibility is based on accurate and complete submission. Priority will be given especially to entrepreneurs of color, women- and veteran-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. All awardees will have to certify that they are promoting the best interests of the community and are negatively impacted by the Covid-19 crisis https://www.lisc.org/covid-19/small-business-assistance/small-business-relief-grants/frequently-asked-questions/
City of Chandler I Choose Chandler Business Hiring and Retention Program The City of Chandler is offering grants to businesses that are keeping employees on payroll while adjusting to the revenue losses and disruptions caused by COVID-19. The I Choose Chandler Business Hiring and Retention Program will provide qualifying businesses with $1,300 per employee retained or hired since Dec. 31, 2019, up to a maximum amount of $10,000 per business. Applications open on August 17 and will be awarded on a first-come, first-served basis. https://www.azfoundation.org/Grants-Loans/ICC
Arkansas
Provider Resource Details Link
AR Economic Development Commission Resources for affected small businesses and employees. Quick Action Loan Program

Allocation of $4,000,000 from the Governor’s Quick Action Closing Fund
Eligible companies may apply for a loan or loan guaranty of up to $250,000.
Prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, logistics)

https://www.arkansasedc.com/covid19
Governor and Dept of Commerce Quick Action Loan Program Gov. Asa Hutchinson has created a $12 million Quick Action Loan Program. Through this, eligible companies may apply for a loan or loan guaranty of up to $250,000. Direct lending is also available. https://www.arkansasedc.com/docs/default-source/covid-19/quick-action-loan-program-summary-(2).pdf?sfvrsn=cbf1c1f_4
Arkansas Economic Development Commission (AEDC) Ready for Business Grant Program Grants between $1,000 and $100,000 will be awarded to businesses depending on the number of Arkansas W2 workers employed there as of March 1, 2020. The funds are to assist with COVID-19-related expenses, such as personal protective equipment (PPE), deep cleaning, signage, hand sanitizer dispensers, marketing and more. Applications are currently closed, and the AEDC will announce if more funding becomes available https://www.arkansasedc.com/docs/default-source/covid-19/ar-ready-for-business-grant-program-overview9122f35590654c3f93feb83ad4814476.pdf?sfvrsn=653166a6_2
City of Little Rock Forgivable Small Business Loans The city has set aside $500,000 to provide forgivable loans to companies with less than 20 employees. Loans will cap out at $5,000 and will be forgiven after one year if jobs are created, retained or restored. Application available May 4, 2020. https://www.littlerock.gov/city-administration/mayors-office/covid-19-information/small-business-emergency-assistance-program/
City of North Little Rock COVID-19 Small Business Economic Fund The mayor of North Little Rock announced the formation of the Small Business Council and COVID-19 Small Business Economic Fund. The primary objectives of the program are to assist Small Businesses and Low-to-Moderate Income (LMI) households. This fund is to be used as temporary gap financing. http://nlr.ar.gov/news/c_o_v_i_d-19_small_business_economic_support_fund
California
Provider Resource Details Link
City’s Economic and Workforce Development Department (EWDD) SMB Grants Los Angeles City Council member Mitch O’Farrell announced that applications will be accepted for his district’s coronavirus-related small business grant program. https://cd13.lacity.org/news/ofarrell-launches-small-business-grant-program
CA Office of Small Business Advocate SBA Funding & Loan Programs Pending: County-level documentation to request SBA funding. As soon as that process is complete, CA will move forward with SMBs applying for disaster loans up to $2 million for any firms that document impact from COVID

GoBiz loans up to $1 million and $10K loans

Treasury CalCap which has specialized disaster triggers up to $5 million

https://business.ca.gov/coronavirus-2019/
City of Arcadia SMB Grants The City of Arcadia has created a COVID-19 Small Business Grant Program under the new Arcadia Works! economic recovery plan, utilizing $245,000 in Community Development Block Grant (CDBG) funds. https://patch.com/california/arcadia/arcadia-offers-financial-assistance-small-businesses-impacted-coronavirus
City of Carlsbad SMB Loans The Carlsbad City Council has approved a $5 million economic revitalization package to help businesses affected by COVID-19. https://www.carlsbadca.gov/news/displaynews.asp?NewsID=2143&TargetID=1
CIty of Concord SMB Grants Concord has announced a small business grant program aimed at helping locally operating business weather the coronavirus pandemic. https://www.concordfirst.com/concord-forward/
Town of Corte Madera SMB Grants The Town of Corte Madera will allocate one grant of $1,000 per business, on a first come, first served basis. https://www.townofcortemadera.org/DocumentCenter/View/4998/Small-Business-COVID-19-Relief-Fund-Application_Fillable
City of Glendora SMB Loans The Chamber of Commerce, in conjunction with the City of Glendora are offering financial assistance to Glendora small businesses. https://patch.com/california/glendora/glendora-coronavirus-business-recovery-program
City of Goleta SMB Grants The Goleta City Council voted unanimously to award local nonprofits a total of $80,000 to continue providing critical services during the COVID-19 pandemic. https://www.noozhawk.com/article/goleta_city_council_awards_80000_in_city_grants_talks_covid_19_small_busine
City of Fresno Small Business Program The Fresno City Council has created a $750,000 emergency fund for distribution to small businesses and for use to support current cashflow. Applicants must have been required to close or reduce operations by the state or local Shelter in Place orders. https://www.fresno.gov/mayor/economic-development/save-our-small-businesses-program/
City of Los Angeles Business Loan Relief Mayor Eric Garcetti announced today that he is relaxing eligibility requirements in order to help more L.A. companies obtain microloan funding from the City, as he highlighted efforts to assist and protect businesses. https://www.lamayor.org/videophoto-release-mayor-garcetti-relaxes-eligibility-requirements-microloans-businesses-highlights
Los Angeles County SMB Funds LA County is adding another $1.2 billion to funds being spent for coronavirus relief services, such as help for small businesses. https://abc7.com/health/la-county-approves-$12b-for-coronavirus-relief/6327959/
Los Angeles County Small Business Assistance Mayor Eric Garcetti announced the formation of L.A. CARES Corps, a partnership between the City and County of Los Angeles to provide small businesses with assistance in applying for federal loans that can help them survive the COVID-19 crisis. https://www.lamayor.org/mayor-garcetti-%E2%80%98la-cares-corps%E2%80%99-help-small-businesses-navigate-federal-loan-process-during-covid-19
Los Angeles City Small Business Emergency Microloan Program $11 million in loans up to $20K availalbe for SMBs at 0-5% APR http://ewddlacity.com/index.php/microloan-program
County of Madera SMB Grants The Madera County Board of Supervisors approved the $3.8 million Small Business Pandemic Assistance Grant Program. The Madera County Economic Development Commission is now taking in applications. https://maderacountyedc.com/madera-county-small-business-grant.html#deadline
County of Nevada SMB Grants The County of Nevada Board of Supervisors approved $1.5 Million to support a new “Economic & Community Resiliency” grant program designed to offset COVID-19 related economic hardships and disruptions to local businesses and nonprofits. https://www.mynevadacounty.com/CivicAlerts.aspx?AID=3159
City of Oakland Grant Program The City of Oakland announced the availability of emergency grants to help vulnerable small businesses weather the impacts of COVID-19. The grants will be administered by Working Solutions, a non-profit Community Development Financial Institution (CDFI). https://www.oaklandca.gov/news/2020/city-of-oakland-announces-availability-of-small-business-emergency-grants-in-partnership-with-working-solutions
Orange County’s First District SMB Grants A one-time $10,000 grant is available for small businesses in Orange County’s First District negatively impacted by COVID-19. https://district1grantprogram.com/
City of Pleasanton SMB Loans The City of Pleasanton is offering no-interest, unsecured, short-term loans up to $2,500 to small businesses struggling. https://patch.com/california/pleasanton/pleasanton-launches-small-business-support-fund-coronavirus
City of Sacramento SMB Loans The Sacramento City Council is offering forgivable loans of up to $25,000 to small businesses and nonprofits affected by coronavirus. https://www.sacbee.com/news/local/article243610257.html
City of Sacramento Economic Relief Fund The City of Sacramento has selected 101 local businesses to receive zero-interest loans from its $1 million COVID-19 economic relief fund. Those 101 businesses provide over 700 jobs in the City. https://sacramentocityexpress.com/2020/04/02/101-businesses-selected-to-receive-covid-19-economic-relief-loans-from-city/
County of Riverside Grant Program Small business owners in Riverside County will be able to apply for $10,000 grants through a coronavirus relief program. https://rivcoccsd.org/covidbizhelp
County of San Bernardino SMB Relief Program Small businesses in San Bernardino County will be able to apply for a program starting today that could provide them up to $2,500 in financial relief for complying with state and county health orders to prevent the spread of the coronavirus. https://www.vvdailypress.com/news/20200513/san-bernardino-county-virus-relief-program-could-net-eligible-small-businesses-up-to-2500
County of San Diego SMB Grants Local small businesses and restaurants suffering financial losses due to COVID-19 can apply for a grant from the County of San Diego https://www.sandiegocounty.gov/stimulusgrant/
City and County of San Francisco SMB Support Mayor Breed and City Administrator Naomi Kelly announce finalized citywide project labor agreement to support working people and small businesses on public construction projects https://sfmayor.org/article/mayor-london-breed-and-city-administrator-naomi-kelly-announce-finalized-citywide-project
City and County of San Francisco SMB Relief Mayor Breed introduces ballot measure to eliminate bureaucracy and make it easier for small businesses to open and operate throughout San Francisco. https://sfmayor.org/article/mayor-london-breed-introduces-ballot-measure-support-san-francisco-small-businesses
City and County of San Francisco SMB Funding Mayor London Breed Announces Expansion in Financial Relief for Small Businesses Impacted by COVID-19 https://sfmayor.org/article/mayor-london-breed-announces-expansion-financial-relief-small-businesses-impacted-covid-19
City and County of San Francisco SMB Grants Mayor London Breed and the Office of Economic and Workforce Development (OEWD) announced nearly $1 million in new funding for mini-grants to independently-owned and women-owned small businesses in underserved commercial corridors including the Bayview, Central Market Tenderloin, Excelsior, Japantown, Fillmore, Mission, and the Outer Mission Ingleside (OMI) neighborhoods. The Neighborhood Mini-Grants will provide $1,000 – $10,000 in grants for urgent economic relief for neighborhood-serving small businesses and women-owned businesses impacted by COVID-19. https://sfmayor.org/article/mayor-breed-announces-neighborhood-mini-grants-support-small-businesses-underserved
San Francisco Office of Economic and Workforce Development Small Business Relief Fund Mayor London N. Breed, Board of Supervisors Budget Chair Sandra Fewer, Supervisor Hillary Ronen, and the Office of Economic and Workforce Development (OEWD) announced their commitment to launch a new Small Business Emergency Loan Fund to support small businesses facing sudden revenue loss from COVID-19. The $10 million fund commits $9 million to a new Emergency Loan Fund, and an additional $1 million to expand the COVID-19 Small Business Resiliency Fund. The Resiliency Fund has received more than 2,000 applications since launching on March 11th. https://sfmayor.org/article/mayor-london-breed-and-board-supervisors-announce-10-million-small-business-relief-fund
San Francisco Office of Economic and Workforce Development COVID-19 Small Business Resiliency Fund Because of the disruptions that COVID-19 has created for our small business community, the COVID-19 Small Business Resiliency Fund was created. It allows impacted small business owners to access up to $10,000 for employee salaries and rent.

To be eligible for the COVID-19 Small Businesses Resiliency Fund, small businesses must:

– Have at least 1 employee and no more than 5 employees
– Demonstrate a loss of revenue of 25% or more
– Have less than $2,500,000 in gross receipts
– Be engaged in activities that are regulated by the City and County of San Francisco and have a license/permit associated to that regulation

https://oewd.org/covid-19-small-business-resiliency-fund
San Francisco Office of Economic and Workforce Development Defer business taxes and licensing fees Defers business tax payment due to February 2021. No interest payments, fees, or fines will accrue as a result of the deferral. This benefit will be offered to business with up to $10 million in gross receipts, benefiting approximately 8,050 businesses with an average $5,400 tax payment deferral each.

Delays license fees for three months, with a further delay to be contemplated based on need. This will lead to $14 million in deferrals impacting 11,000 payees.

https://sfmayor.org/article/san-francisco-announces-measures-support-small-businesses-response-covid-19
City of Oakland Business Tax Relief; Paid Sick Leave In response to this crisis, the City’s Finance Department will waive late payment penalties for small businesses resulting from failure to file taxes due March 1, 2020 on time due to COVID-19. To apply for a payment plan or to seek waiver of penalties due to COVID-19, please call the customer service line at (510) 238-3704 or email BTwebsupport@oaklandca.gov

Small businesses can receive direct help from the City’s Business Assistance Center by visiting visit oaklandbusinesscenter.com and completing the online assessment form. Staff in the Business Assistance Center will then work directly with the business to connect them with Oakland’s many business support organizations that offer financial products, technical assistance and other services to help local small businesses sturdy themselves in face of the pandemic. Please visit oaklandbusinesscenter.com for the latest information

https://www.oaklandca.gov/news/2020/city-of-oakland-outlines-small-business-workforce-support-to-mitigate-impacts-of-covid-19
Colorado
Provider Resource Details Link
Denver Mayor’s Office Denver SMB relief fund Denver Mayor Michael Hancock said the city created a $4 million relief fund for small businesses and artists, who have essentially lost their livelihood due to the closure of restaurants and other gathering places in response to the novel coronavirus. https://kdvr.com/news/mayor-announces-4-million-relief-fund-for-denver-businesses-hurt-by-coronavirus/
Town of Superior Small Business Emergency Relief Grant Program The Town of Superior has developed a Small Business Emergency Relief Grant program to help Superior business owners affected by the COVID-19 pandemic. This grant program will provide either a $5,000 or $10,000 grant to immediately offset some of the economic impact due to the pandemic. The Town is accepting applications from small businesses and restaurants with a brick-and-mortar presence in the community (not including home-based businesses). https://www.superiorcolorado.gov/Home/Components/News/News/3435/17
El Paso County (CO) Economic Development Pikes Peak Enterprise Zone (EZ) Business Relief Fund The goal of Enterprise Zone Contribution Projects is to create or preserve an environment that will help attract, expand, or retain employers in the Enterprise Zone. To encourage Colorado taxpayers to make contributions to this special initiative of assisting Pikes Peak EZ small businesses impacted by COVID-19, a State Income Tax Credit equal to 25% of monetary contributions is available. The Pikes Peak EZ Business Relief Fund will aid businesses located in the Enterprise Zone with any of the following types of assistance: rent or mortgage assistance, utility payments, employee payroll, accounts payable and other bills, and for payment of fixed debts. Upon application review and approval, EZ businesses may receive up to $7,500 in grant funds. https://coloradospringschamberedc.com/wp-content/uploads/2020/04/Pike-Peak-EZ-Business-Relief-Fund-Fact-Sheet.pdf
Broomfield Chamber of Commerce Broomfield Small Business Fund The Broomfield Small Business Fund will distribute cash grants to assist eligible small businesses that are or may have temporarily closed, are having financial difficulty paying business rent and utilities, or are facing staff reductions or cuts in hours because of impacts from the COVID-19 pandemic. https://www.broomfieldchamber.com/covid-19-coronavirus-information-and-resources/
City of Thornton COVID-19 Business Relief Grant The City of Thornton announced more than 125 local businesses have already received up to $10,000 from a $1,000,000 COVID-19 Business Relief Grant fund. https://businessinthornton.com/local-business/support-programs/emergency-business-grant/
City of Grand Junction Business Stabilization and Recovery Fund The City of Grand Junction has established the Grand Junction Business Stabilization and Recovery Fund to support businesses impacted by COVID-19. Loans will be equal to the lesser of 50% of two-months of “Approved Uses,” or $7,500 maximum. The fund will be administered as a revolving loan fund. Loans may be forgivable subject to approval and performance by the borrower on the terms and conditions outlined by the program. https://gjincubator.org/gj-business-recovery-fund/
Connecticut
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State of Connecticut Small Business Loans Governor Ned Lamont today announced that Connecticut small businesses and nonprofits that have been negatively impacted by the global spread of the COVID-19 pandemic can now apply for one-year, no-interest loans of up to $75,000 under the launch of a new program administered by the state’s Department of Economic and Community Development (DECD). The Connecticut Recovery Bridge Loan Program will make $25 million available to Connecticut businesses and nonprofits that have 100 or fewer employees to assist with cash flow. Loan amounts are up to the lesser of either three months operating expenses and/or $75,000. https://portal.ct.gov/Office-of-the-Governor/News/Press-Releases/2020/03-2020/Governor-Lamont-Launches-Emergency-No-Interest-Loan-Program-for-Small-Businesses-and-Nonprofits

https://portal.ct.gov/DECD/Content/Coronavirus-Business-Recovery/CT-Recovery-Bridge-Loan-Program (FOR MAIN PAGE)

City of Hartford Economic Development Corporation (HEDCO) Small Business Emergency Assistance Grant Program The Connecticut Department of Economic and Community Development (DECD) has committed an additional $3 million to the COVID-19 Business Response Program, which provides financial relief to minority-owned and women-owned small businesses negatively impacted by the coronavirus pandemic. The program, administered by the Hartford Economic Development Corporation (HEDCO), provides zero-interest lines of credit of up to $20,000 to small businesses with 20 or fewer employees. https://www.hedcoinc.com/hartford
City of Farfield Fairfield COVID-19 Small Business Assistance Program The Fairfield COVID-19 Small Business Assistance Program was established to provide limited, one-time direct financial assistance to eligible Fairfield small businesses that employ five or fewer employees and that have been adversely impacted by the COVID-19 pandemic. Eligible businesses may apply for grants of up to $5,000. https://fairfieldct.org/covidSBR
Delaware
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Delaware Division of Small Business Small Business Recovery Town Halls The Delaware Division of Small Business and the Delaware Prosperity Partnership will host virtual Recovery Town Halls with members of the General Assembly, small businesses, and local Chambers of Commerce, to begin collecting feedback from small business leaders about Delaware’s economic reopening. Delaware businesses interested in participating should contact their local legislator. https://news.delaware.gov/2020/04/23/governor-carney-announces-public-engagement-around-economic-reopening-recovery/
Kent County COVID-19 Business Relief Fund Kent County has created a financial relief program for businesses planning to reopen with adequate safety measures to protect employees and people from the coronavirus. To qualify, businesses must be located in Kent County; hold a valid business license, must havebeen in business for at least one year; with a maximum of 20 employees; and the funds can not be used to pay debts incurred before March 17, 2020. Other exclusions to grant funds are real estate and vehicle purchases. https://www.co.kent.de.us/media/989466/KCLC-Establishes-COVID-19-Relief-Fund.pdf
State of Delaware and New Castle County DE Relief Grant Program The State of Delaware announced the DE Relief Grant program, which will award grants of up to $100,000 to eligible nonprofits and small businesses. https://business.delaware.gov/relief/
Florida
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City of St. Petersburg Small Business Grants To provide relief to small businesses impacted by local COVID-19 orders, the City of St. Petersburg has created the Fighting Chance Fund – an emergency grant for St. Pete’s negatively impacted locally owned and independently operated small businesses. The fund is expected to provide critical support to about 1,000 restaurant, bar, retail, and service-based businesses and their more than 3,000 eligible employees. The City’s goal is to help offset the significant, temporary loss of revenue during this global pandemic. http://www.stpete.org/assistance/fighting_chance_fund.php
Pinellas County Pinellas CARES Small Business Grants Pinellas CARES Small Business Grants will assist local businesses that had to close or significantly reduce operations due to the pandemic and the resulting statewide orders to curb the spread of the virus. Grants are limited to businesses with a commercial location in the county. This program will offer $5,000 grants to small businesses to cover expenses such as employee wages, vendor bills and mortgage or rent costs. Starting Monday, May 4, eligible small businesses will be able to apply online. https://go.activecalendar.com/pinellascounty/site/pressrelease/event/pinellas-cares-fund-for-individuals–businesses/
City of Miami Business Continuity Micro Enterprise Program The Business Continuity Micro Enterprise Program is designed to provide grants up-to $10,000, to qualified, for-profit micro-enterprises located in the City of Miami which were deemed as non-essential businesses, and therefore, forced to close their operations which resulted in loss of revenue. Applications open Monday, May 4th at 12:00 p.m. https://www.miamigov.com/Government/Departments-Organizations/Housing-Community-Development/Business-Continuity-Micro-Enterprise-Program
City of Miami Small Business Emergency Loan Program The Small Business Emergency Loan Program (SBELP) is designed to provide loans between $5,000 and $20,000, to qualified, for-profit businesses located in the City of Miami who were deemed as non-essential businesses, and therefore, forced to close their operations which resulted in loss of revenue and jobs. This program will help cover eligible business expenses including, but not limited to, rent, salaries of current employees, and utilities. Applications open Monday, May 4th at 12:00 p.m. https://www.miamigov.com/Government/Departments-Organizations/Housing-Community-Development/Small-Business-Emergency-Loan-Program
City of Hialeah “Save Our Business” Fund Program The City of Hialeah is using funding from the federal government to open a grant program to help business owners pay their rents. The Save Our Business Fund will distribute grants of up to $5,000 to help businesses make lease payments for up to three months. The city estimates the program can help about 400 small, local businesses of 25 or fewer employees — no chains of franchises. Other types of businesses that are not eligible include medical facilities, law offices, real estate companies, clerical business, small schools, day cares or other teaching institutions. Applications open Monday, May 4th. http://www.hialeahfl.gov/690/Funding-Opportunities
City of Palm Beach Gardens Small Business Relief Fund In partnership with the Palm Beach North Chamber of Commerce and PGA Corridor Association, the City has developed an aggressive program that will provide significant relief to businesses with no more than 25 employees. The Small Business Relief Fund is expected to provide critical financial support to up to 50 businesses with a one-time grant payment of $20,000 for each qualifying applicant. https://www.pbgfl.com/1064/Small-Business-Relief-Fund
City of Clearwater COVID-19 Back to Business Program City of Clearwater will provide emergency financial support through the Clearwater Back to Business Grant and Professional Services Program (“Back to Business Program”) for qualified small businesses that are negatively impacted by the COVID-19 pandemic due to orders to close or limit operations. Clearwater’s Back to Business Grant and Professional Services Program will offer up to $6,000 to brick-and-mortar businesses and $3,000 to home-based businesses. The grants include the city paying for business owners to receive $1,000 worth of professional training such as web design, marketing and other skills services. https://www.myclearwater.com/government/city-departments/economic-development/covid-19-back-to-business-program
City of Gainesville Small Business Grants GNVCares About Businesses
– Assist small businesses experiencing disruption and/or losses due to the COVID-19 crisis with a $5,000 working capital grant to cover payroll, rent and utilities.
– Funded with $1,593,000 from the city’s general fund, Community Development Block Grant (CDBG) and Gainesville Community Reinvestment Area funding sources.
Please note, the business application cycle is opening May 14.
http://www.cityofgainesville.org/GNVCares.aspx
Volusia County Small Business Reopening Grant Program Volusia County will begin offering $3,000 grants to local small businesses that have been impacted by the coronavirus pandemic. Local businesses that meet the grant criteria, including those with no more than 25 full-time employees or the equivalent number of part-time employees, can qualify for a one-time, $3,000 grant under the program. The grant application will be live on Thursday, May 14 at 9:00am. https://www.volusiabusinessresources.com/
Polk County Small Business Grants Qualified Polk County residents and small business owners may now apply online for financial assistance through Polk’s portion of the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act grant. Small businesses that can show they were impacted by COVID-19 include funding levels of $1,000 for those who are self-employed, $2,500 for businesses with 2 – 9 employees, and $5,000 for businesses with 10 – 25 employees. https://www.polk-county.net/polk-cares-2020
Miami-Dade County Small Business Assistance Forgivable Loan Program Mayor Carlos A. Gimenez announced the implementation of Miami-Dade County’s initial fiscal response to the impacts on small businesses brought on by the novel Coronavirus (COVID-19) outbreak. The loans will be up to $25,000, with O% interest and no origination fees. The “forgivable” feature of the loans rests on the ability of the small business borrower to retain jobs that are held by those of low or moderate income, meaning those who earn less than 80% of the annual Area Median Income. In Miami-Dade County, the annual AMI for a single person is $51,200. https://www.miamidade.gov/releases/2020-05-19-phcd-smallbiz-loan.asp
St. Johns County Back to Business Grant Program St. Johns County is launching the Back to Business Grant Program, designed to assist small businesses in need of short-term assistance due to disruption of business operations and loss of revenue as a result of the COVID-19 pandemic. http://www.sjcfl.us/sbrecovery/
City of Boca Raton Small Business Recovery Relief Grant Program The City of Boca Raton Small Business Recovery Relief Grant Program is designed to support local small retail, restaurant and retail service businesses that are located within the City and have experienced financial loss as a result of the COVID-19 public health emergency. The Grant Program is intended to provide eligible businesses (businesses that submit an application, meet the Grant Program criteria and are selected for a grant award) one-time grants of up to $5,000. https://www.myboca.us/1854/Small-Business-Grant
City of Jacksonville Small Business Assistance Program The City of Jacksonville created the Small Business Assistance Program to assist small businesses located in Duval County to partially combat the economic impacts of the COVID-19 virus and encourage approved businesses to retain their employees for the duration of the declared emergency. The City will make a one-time payment of $2,000 to approved applicants. https://myjax.custhelp.com/app/answers/detail/a_id/1539/session/L3RpbWUvMTU5MTU4Mjg0NC9nZW4vMTU5MTU4Mjg0NC9zaWQvZlV3WkklN0UxcExwT0RVQ1c0cWFNcXJ1SG0xZmpRQjlmMzJ3NUx5WXk4THo5UktZcDVJRkFLc3dxZFRkMXN3OTVHXzlINUFWZjlwSFdOc1hLdlZhRzF5a0JwZlElN0UzTWs4czJzNFRUSGowdWJGU2drcUZVSkRBTjJ4USUyMSUyMQ==
City of Orlando Business Assistance Program The Business Assistance Program (BAP) is a matching grant program designed to encourage small businesses to locate, expand or redevelop in the City of Orlando. BAP provides matching funds to new and expanding businesses in the city to assist in off-setting development fees, including sewer and transportation impact fees, building permit fees, and all elements of public right-of-way infrastructure within the City’s jurisdiction that may require new installation, repair, replacement or relocation. https://www.orlando.gov/Building-Development/Business-Incentives/Business-Incentive-Programs/Business-Assistance-Program#section-1
Pasquotank County COVID-19 Small Business Grant Program Pasquotank County officials announced the COVID-19 Small Business Grant Program. The program provides $250,000 in grant funds for qualifying small businesses that have been adversely impacted by COVID-19. Small businesses within the County can apply for grants of up to $2,500. https://www.pasquotankcountync.org/covid19grants#:~:text=Pasquotank%20County%20officials%20announce%20the,grants%20of%20up%20to%20%242%2C500.
Orange County Small Business Grant Program Orange County’s Small Business Grant Program will invest $72.9 million into Orange County small businesses. The Program will allow approximately 6,500 qualifying small businesses access to $10,000 in grant money to cover normal business expenses, including employee wages, vendor bills, and rent to help offset the temporary loss of revenue due to COVID-19. http://www.ocfl.net/EconomicDevelopment/OrangeCARES/SmallBusinessGrantProgram.aspx
City of St. Cloud City of St. Cloud COVID-19 Economic Recovery Grants The City of St. Cloud has announced funding that has been made available for its COVID-19 Economic Recovery & Stimulus Plan. https://www.stcloud.org/1918/COVID-19-Economic-Recovery-Grants
Volusia County Small Business Reopening Grant Program Volusia County relaunched the Small Business Reopening Grant Program. Funding will be awarded on a first come, first served basis. https://fs8.formsite.com/zgraph/relaunchvolusia/index.html
Lake County Lake CARES Small Business Assistance Grant Program Lake County established the Lake CARES Small Business Assistance Grant Program. Funding is available to small businesses and nonprofits on a first-come, first-served basis. https://elevatelake-lakecares.submittable.com/submit
City of Sebastian SMB Grant The City of Sebastian is offering up to $5,000 grants to small businesses experiencing hardship due to COVID-19. Applications must be completed no later than September 30. http://www.cityofsebastian.org/covid19grant
Georgia
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State of Georgia SBA Economic Injury Disaster Loans Georgia Receives SBA Statewide Disaster Declaration, Applications for Small Business Emergency Loans Now Open. This declaration will provide assistance in the form of SBA Economic Injury Disaster Loans to impacted small businesses in all 159 counties in Georgia. https://gov.georgia.gov/press-releases/2020-03-19/georgia-receives-sba-statewide-disaster-declaration-applications-small
Decatur City Commission Loan Program for Businesses affected by COVID-19 The Decatur City Commission approved a framework for a loan program to help businesses affected by the COVID-19 pandemic. While many of the details need to be worked out, the general idea is the city would create a $500,000 business loan fund. Businesses could receive up to $25,000, with the average loan in the $10,000 to $15,000 range. The loans would have a low interest or be interest-free. The payback period would be 36 to 60 months. The loans would be limited to businesses with 25 or fewer full-time employees. https://decaturish.com/2020/04/decatur-city-commission-moves-forward-with-loan-program-for-businesses-affected-by-covid-19/
Development Authority of Clayton County Clayton Strong Small Business Relief Grant The Development Authority of Clayton County is offering a one-time $2,500 grant to businesses located in the unincorporated Clayton County area that have held business licenses in 2019 and 2020. http://www.investclayton.com/
Milledgeville Downtown Development Authority Emergency Business Grants The Milledgeville Downtown Development Authority and Milledgeville Main Street are providing emergency funding grants up to $500 per a business to provide assistance in paying utility bill(s). The grant application and all necessary attachments are to be electronically submitted to cschulte@milledgevillega.us. The applicant must have had a Milledgeville business license for a minimum of 12 months and be located in the Downtown Development Authority District to be eligible. https://www.unionrecorder.com/news/main-street-dda-offering-emergency-grants-for-businesses/article_804f68a6-8c21-11ea-915f-efe5bf003f1c.html
Hawaii
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City and County of Honolulu Small Business Relief and Recovery Fund Businesses on Oahu that have 30 or fewer employees or revenues of less than $1 million annually are eligible for grants up to $10,000 if they have a commercial address. The funds will be issued on a reimbursement basis and can be spent on rent, utilities and personnel costs. Guidelines, Application, and other details will be added on this website as they become available. The program will launch on Monday, May 18th. https://www.oneoahu.org/small-business
Idaho
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State of Idaho Cash Grants for Small Businesses Cash grants of up to $10,000 will be available to small businesses. Businesses will be eligible if they have not already received an SBA-backed Payroll Protection loan or received less than $10,000 in such a loan. Businesses with up to 50 employees can begin applying for grants on Monday, May 18. Funds can be used for rent, utilities, buying inventory, equipment, or personal protective equipment.

Self-employed individuals economically impacted by COVID-19 now may be eligible to receive up to $7,500 in cash support through the Idaho Rebound cash grants for small businesses.

https://rebound.idaho.gov/idaho-rebound-cash-grants-for-small-businesses/
Illinois
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State of Illinois Loans for Small Businesses The administration will file for statewide eligibility in a federal loan program, administered by the U.S. Small Business Administration. The low-interest loans offer up to $2 million in assistance per eligible small business or non-profit organization that applies. These loans can be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid due to the impact of the COVID-19 pandemic. The interest rate for businesses without credit available elsewhere is 3.75%, and the non-profit rate is 2.75%. According to the Small Business Administration, loans are available with long-term repayments to keep payments affordable, up to a maximum of 30 years. https://www2.illinois.gov/sites/coronavirus/Resources/Pages/EconomicAssistance.aspx
City of Chicago Chicago Small Business Resiliency Fund As a response to this challenge, the City is establishing a $100 million Chicago Small Business Resiliency Fund, which will help to provide small businesses with emergency cash flow during this immediate health crisis. Funds will be provided to eligible businesses as low-interest loans.

The loan terms will follow the guidelines below:

1) Repayment Term: Low-interest loans for a term of up to five years.
2) Loan Amount: Up to $50,000 but sized based on revenues before the COVID-19 outbreak.
3) Loan Proceeds: Proceeds are required to be used for working capital. At least 50% of proceeds should be applied toward payroll and commitment to retain the workforce at 50% of pre-COVID-19 levels.

https://6e571938-a0c1-4a2b-8c10-a72aa788b087.filesusr.com/ugd/4b33ae_d370bb1fd1ae41faa6ae6487e04c140c.pdf
Cook County Bureau of Economic Development Small Business Fund Cook County’s Bureau of Economic Development has launched The Community Recovery Fund as part of the Community Recovery Initiative. This loan fund offers one-time, zero-interest loans of up to $20,000 for small businesses and $10,000 for independent contractors in suburban Cook County. Loans will be administered by the Chicago Community Loan Fund and provided by a network of community lenders. Applications open in mid-April on a first-come, first-serve basis. https://www.cookcountyil.gov/recovery
Illinois Department of Commerce and Economic Opportunity Illinois Small Business Emergency Loan Fund DCEO and the Illinois Department of Financial and Professional Regulation (IDFPR) are establishing the Illinois Small Business Emergency Loan Fund to offer small businesses low interest loans of up to $50,000. Businesses located outside of the City of Chicago with fewer than 50 workers and less than $3 million in revenue in 2019 will be eligible to apply. Successful applicants will owe nothing for six months and will then begin making fixed payments at a below market interest rate for the remainder of a five-year loan term. https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/IllinoisSmallBusinessEmergencyLoanFund.aspx
Illinois Department of Commerce and Economic Opportunity Downstate Small Business Stabilization Program To support small businesses in downstate and rural counties across Illinois, DCEO is repurposing $20 million in CDBG funds to stand up the Downstate Small Business Stabilization Program. This Fund will offer small businesses of up to 50 employees the opportunity to partner with their local governments to obtain grants of up to $25,000 in working capital. These grants will be offered on a rolling basis. https://www2.illinois.gov/dceo/CommunityServices/CommunityInfrastructure/Pages/DownstateSmBizStabilizaition.aspx
City of Lake Forest 2020 Local Business Grant Program City staff are accepting applications for a new grant program in Lake Forest aimed at helping local small business weather the economic damage caused by the outbreak of the new coronavirus and the statewide stay-at-home order issued in response. https://www.cityoflakeforest.com/assets/1/28/COVID_19_Local_Business_Grant_Program_OVERVIEW_FINAL.pdf
Aurora Regional Chamber of Commerce Standing Together with Aurora Businesses Local Emergency (STABLE) Fund The City of Aurora, in partnership with Invest Aurora and a task force of local small business resources, has established the $1.4M Standing Together with Aurora Businesses Local Emergency (STABLE) Fund to aid Aurora small business owners during this difficult time. Applications open May 1st. https://investaurora.org/StableFund/
City of Rock Falls Tourism Emergency Hospitality Grant and Small Business Grant Grants of up to $15,000 will be available for hospitality businesses such as restaurants, bars and hotels, while grants of up to $5,000 are for small businesses closed by the stay-at-home order. To be eligible, a business must have experienced a revenue loss because of the coronavirus; the money may be used for payroll, rent, utilities, loan payments, etc. https://rockfalls61071.net/
St. Clair County Intergovernmental Grants Department St. Clair County Small Business Loan The St. Clair County Intergovernmental Grants Department is offering loans to small businesses that have been negatively impacted by orders to close or limit operations during the COVID-19 pandemic. Businesses must have 25 full-time equivalent or fewer employees to qualify. The county program can provide zero-interest, forgivable loans of up to $15,000, depending on number of employees, to help businesses deal with significant, temporary losses of revenue and assist them in retaining and paying employees. https://www.co.st-clair.il.us/departments/grants/development/Documents/St_Clair_County_CARES_Act_Small_Business_Loan_Application_distributed.pdf
City of Chicago Together Now Small Business Grant. Fund In collaboration with the City of Chicago, The Chicago Community Trust and One Chicago Fund have launched the Together Now fund to unite funds raised by Chicago’s philanthropies, corporations, and individuals to be disbursed to small businesses across the city. https://www.cct.org/togethernow/
Department of Commerce and Economic Opportunity (DCEO) Business Interruption Grants Program The Department of Commerce and Economic Opportunity (DCEO) will launch the first round of Business Interruption Grants (BIG) by providing $60 million to businesses experiencing losses or business interruption as a result of COVID-19 related closures. The BIG Program is available for up to 3,500 businesses that experienced a limited ability to operate due to COVID-19 related closures. DCEO will begin distributing funds to qualifying businesses in early July. https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/C19DisadvantagedBusGrants.aspx#:~:text=Distressed%20Capital%20Program,or%20after%20May%2025th%2C%202020.
Department of Commerce and Economic Opportunity (DCEO) Distressed Capital Program The Department of Commerce and Economic Opportunity’s new economic recovery program will provide $25 million to support Illinois businesses that have sustained property damage as a result of civil unrest during the recent protests and demonstrations on or after May 25. The Distressed Capital Program will reimburse the costs to repair structural damages, including repairs to storefronts and entrances, improving electrical systems, and restoring exterior work. https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/C19DisadvantagedBusGrants.aspx#:~:text=Distressed%20Capital%20Program,or%20after%20May%2025th%2C%202020.
Southeastern Illinois Community Foundation Regional Nonprofit Capacity Building Microgrants Regional Nonprofit Capacity Building Microgrants are strategic investments used to defray the cost of training and development opportunities targeted at improving the management, board participation, governance, fundraising, and leadership of the applicant organization in the southeastern Illinois region. Requests can be in response to needs that have arisen due to the COVID-19 pandemic outbreak. https://www.enrichingourcommunity.org/Grants
Will County Small Business Assistance Grant Program Small business owners and farmers impacted by the coronavirus in Will County can apply for financial assistance administered by the county beginning Monday, Aug. 24. According to a release from the county, applications will be accepted through the end of September. https://willcountyillinois.com/CARES-Act
Indiana
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Indiana Chamber of Commerce Small business loans Our Rapid Response Loan Fund through the Indy Chamber’s Business Ownership Initiative (BOI) and its partners is an affordable option for loans of $1,000-$25,000. These could be used to pay employee salaries, insurance premiums, or as a bridge loan until additional funding kicks in from your bank or from the SBA.

These loans have a 3.75% interest rate and no application fee, along with no prepayment penalties. We have flexible eligibility requirements, and we’re here to provide technical assistance and coaching along the way.
https://www.response.indychamber.com/loans
Indiana Office of Community and Rural Affairs Redirection of funds to assist with COVID-19 Community Development Block Grant funds may be redirected to assist with COVID-19 needs based on guidance from the United States Housing and Urban Development. Includes grants for economic development to retain and create new jobs.

– Communities can apply for to up to $250,000 per application;
– Activities are should be immediate, within the next three months;
– Long-Term Recovery phase is coming in the near future.

https://www.in.gov/ocra/3010.htm
South Bend Small Business Loans + Small Business Assistance Fair The City of South Bend is awarding grants totaling $600,000 to a pair of community development financial institutions (CDFIs) to provide small business loans to local firms impacted by the COVID-19 pandemic.
The City is partnering with two CDFIs, Bankable and Accion Serving Illinois and Indiana, who will administer the emergency small business loans. Both organizations have long track records of lending to under-resourced borrowers, including a focus on equity and inclusion.
https://wsbt.com/news/local/south-bend-announces-grants-for-emergency-small-business-loans
Fishers, Indiana Startup and Recovery Loan The City of Fishers recognizes the need for capital resources to support businesses. While Federal and local funding are available for small businesses to support ongoing operating costs, the Start-Up and Recovery Loan program provides start-up funds for small businesses which will need an influx of capital as they begin to restart their normal operations. https://www.fishersrecovery.com/reopen/#start-up-and-recovery-loan
Indiana Arts Commission Indiana Arts Emergency Relief Fund Fiscal year 2020 Arts Organization Support (AOS) I, II, and III grant recipients of the IAC are eligible for funding and will be awarded fixed amounts of approximately $2,500 – $3,000.

All eligible organizations will be awarded funds upon the successful completion of a required form assigned in the online grant system.

https://www.eaglecountryonline.com/news/local-news/arts-commission/
Boone County Boone County Small Business Economic Relief Fund Boone County Small Business Economic Relief Fund is a three-part program where Boone County-based existing private, small businesses affected by an economic downturn have the opportunity to apply for a maximum $10,000 loan with terms of 0% interest for 24-months or 2.75% interest for 60-months for any working or non-working capital expenditures. https://www.betterinboone.org/localresources/sberf/
Attica Economic Development Commission and City of Attica City of Attica Emergency Relief Forgivable Loan program Businesses that have experienced a financial impact due to the COVID-19 pandemic may be eligible to receive up to $2,000. To be considered eligible for the loan, businesses must be located within the city limits of Attica, have no current property tax liens or legal judgments and cannot be a part of a national chain or franchise. https://attica-in.gov/2020/04/27/press-release/
Jeffersonville Jeffersonville Sustains – Forgivable small business loan fund “Jeffersonville Sustains” will provide access to operating capital for specific small businesses within Jeffersonville that have been negatively impacted by the 2020 COVID-19 pandemic. Qualified businesses must be locally-owned and operated restaurants, bars, entertainment venues, boutiques, salons and retail shops not part of a national chain or franchise. https://www.newsandtribune.com/coronavirus/application-process-open-for-jeffersonville-sustains/article_c270477e-9481-11ea-ab15-4fa9767c456a.html
Oakland City Oakland City Small Business Grant Recovery Program The Oakland City Small Business Grant Recovery Program offers grants to Oakland businesses, particularly those businesses in high risk categories including: food and beverage, personal care, professional services, and retail sectors. https://www.southwestindiana.org/covid-19-grants/
Princeton Princeton Small Business Grant Recovery Program Princeton has created the Princeton Small Business Grant Recovery Program which offers grants to Princeton businesses, particularly those businesses in high risk categories including: food and beverage, personal care, professional services, and retail sectors. https://www.southwestindiana.org/covid-19-grants/
Kosciusko Economic Development Corporation KEDCO SMALL BUSINESS RELIEF FUND KEDCo Small Business Relief Fund is a program developed to support recovery and job retention for existing small businesses in Kosciusko County impacted by COVID-19. The program will end when funds run out. There is no fee to apply.

FUNDS:
> Up to $10,000
> Zero percent (0%) interest
> 24 month term
> Payments deferred for up to six (6) months

https://forms.office.com/Pages/ResponsePage.aspx?id=SLnLGHyBo0uErbZhM1vWOz4PPrCt38FPj4tJGe69aFZUNjFOWVJCSlVaSjlQT1Q2MEZEN1FMMkNRQS4u
Kosciusko Economic Development Corporation KEDCO REVOLVING LOAN FUND (RLF) Our Revolving Loan Fund (RLF) helps businesses, even during the pandemic, to:

Acquire land, building, equipment or other fixed assets
Build, expand, or remodel a building
Purchase equipment or machinery
Research or develop new products and/or processes
Buy out or purchase business assets
KEDCO has several loans of $10,000 increments available.

https://www.kosciuskoedc.com/key-initiatives/entrepreneurship/revolving-loan-fund/
Monticello Small Business Loan Program The maximum possible award for any applicant within the city limits will be capped at $5,000, but because the Small Business Loan Program has limited funding, not all loan requests may be approved or approved at the level requested. Applications will be reviewed by a selection committee.

Terms of the loan will be for a fixed period of two years at 1% interest. If the borrower has satisfied terms of the loan agreement and promissory note by its maturity date, the loan will be forgiven and essentially become a grant — so long as the business stays open during the term of the loan.

Small businesses must be current on all taxes, not in violation of any federal, state or local codes and ordinances, be credit-worthy, and other criteria as determined by the council.

http://www.newsbug.info/coronavirus/monticello-establishes-loan-program-for-small-businesses-affected-by-covid-19/article_ca616f67-380f-56bc-9feb-33661e9e9e2a.html
Mooresville Small Business COVID-19 Relief Fund Loan Program The program allows eligible small businesses to apply for a loan of up to 3 months rent/mortgage, amount spent on construction, rehab, or repair of commercial property within Mooresville TIF district within the last 2 years, or $5,000.

Applications are currently being accepted and will be reviewed by a committee of Mooresville Town Council representatives, MRDC and MCEDC beginning on May 25.

https://www.mooresville.in.gov/mooresville-small-business-covid-19-relief-fund/
Knox OCRA COVID-19 Response Grant Program Knox County is providing short-term relief to local businesses that were affected by the COVID-19 pandemic.

Utilizing the Small Business Stabilization Grant Program, grants ranging from $5,000 – $10,000 will be distributed based on the number of employees.

https://knoxcounty.in.gov/covid
Hammond, IN Small Business Resiliency Program The program, entitled the Small Business Resiliency Program will provide up to $10,000 in the form of a forgivable loan to qualified Hammond small businesses. The program, that will begin accepting applications next Wednesday, May 27th is for businesses with less than 50 employees, are brick and mortar and that are locally owned. Funds can be used for rent or mortgage payments, utilities, insurance, property taxes, COVID related equipment or other approved business expenses. https://patch.com/indiana/hammond/city-hammond-offers-small-business-coronavirus-financial-relief
LaPorte County Office of Economic and Community Development LaPorte County Action Fund Tony Rodriguez, the office’s executive director, said grants of up to $10,000 will be issued to at least 25 small businesses strictly in unincorporated areas of the county.

“This is about trying to save and be the life line to some of these small businesses that are really struggling,” he said.

Rodriguez says businesses employing anywhere from 499 to less than five people can apply by clicking LaPorte County Action Fund Application at laportecounty.in.gov.

https://www.nwitimes.com/business/local/covid-19-relief-available-for-laporte-small-businesses/article_c7b14c6c-382d-542e-950e-0bd3565c8e8b.html
Greensburg Decatur County Economic Development Corporation City of Greensburg COVID-19 Response Small Business Grant The $250,000 grant will provide loans to local small business owners who are Low-to-Moderate Income or to retain LMI jobs. The funds will be processed through the Greensburg Decatur County Economic Development Corporation revolving loan program. https://mcusercontent.com/9b9e966edadadaf282b87bde9/files/cd3cff0c-46d4-442f-8e3c-c4caa2f8a7ed/COVID_19_Application_Grant_v.4.pdf
Governor’s Office Small Business Restart Fund Eligible Indiana small businesses can seek reimbursement for up to 80% of qualified expenses, such as rent/mortgage payments, utilities, lease payments for real or personal property, and safety investments, such as personal protective equipment (PPE) and infrastructure improvements. https://backontrack.in.gov/2377.htm
Wayne County Wayne County COVID-19 small business loan program Businesses will be able to request up to $25,000 in the form of a zero-interest loan. The money can be used to pay for rent, mortgage, utilities, supplies, equipment, insurance, inventory, labor costs and other operating expenses. There will be no loan origination fees, and payments will be deferred for six months. Businesses then would have up to 54 months to repay the amount borrowed. Monthly payments that are 30 days past due will incur a late fee of 5% of the outstanding amount.

To be eligible for the program, businesses must be for‐profit, have owners who live in Wayne County, be physically located in the county, be subject to county taxes, be current on all property and payroll taxes, have no more than 50 employees as of March 1, 2020, and meet U.S. Small Business Administration eligibility criteria.

Noble County COVID-19 IMPACT MICRO-GRANT PROGRAM The Noble County Economic Development Corporation (EDC) is offering small business grants, funded by Community Development Block Grant dollars as part of Indiana’s COVID-19 Response Program. Indiana recognizes that our community is an economic frontier and that small businesses are absolutely crucial to survive this crisis. The EDC is privileged to distribute more than $95,000 to local small businesses to help keep their doors open, maintain jobs and sustain through and beyond the COVID-19 pandemic. For one-on-one assistance or a paper application, please email info@noblecountyedc.com.
Indiana County Chamber of Commerce Small Business Grants Small business owners may get ready to apply on or around July 1 by gathering paperwork and familiarizing themselves with one of the community development financial institutions, or CDFIs. Locally, Locally, there will be four CDFIs serving this region:

• The Progress Fund: www.progressfund.org

• Bridgeway Capital: www.bridge waycapital.org

• Northside Community Development Fund: www.nscdfund.org

• The Reinvestment Fund: www.reinvestment.com

Indiana Black Expo Support for black-owned businesses Indiana Black Expo (IBE) partners to expand COVID-19 economic & workforce recovery through education, community outreach & new programming
Gov. Holcomb approved $500,000 in federal funding made available through the CARES Act to support minority-owned businesses and entrepreneurs and communities negatively affected by COVID-19.
Illinois Department of Commerce and Economic Opportunity (DCEO) Grant Expansion Indianapolis’ RESTART Grant Program has extended its funding to local nonprofit organizations. The city will provide up to $5,000 to reimburse organizations for purchases of PPE, including disinfectant products and capital improvements to maintain safety measures for social distancing. To qualify, nonprofits must be located in Marion County, have achieved 501(c)(3) status from the state prior to February 15, have purchased PPE and other health and safety items as a result of the pandemic, and submit all receipts of such purchases, which must have occurred between March 16 and August 15 of this year. https://uwci.org/nonprofit-restart-program/
Town of Zionsville (IN) SMB Grant The Town of Zionsville (IN): Launched programs address the burden of unplanned expenses and lost revenue incurred due to COVID-19. Assistance may be requested through a grant process managed by the Town of Zionsville Community Development Corporation (CDC) or through a loan process managed by the Boone County Economic Development Corporation’s (Boone EDC) Small Business Economic Relief Fund. Apply through the town’s website. https://www.zionsville-in.gov/CivicAlerts.aspx?AID=314
Economic Development Coalition of Southwest Indiana Low-Interest Loan Economic Development Coalition of Southwest Indiana has partnered with local banks to offer a low-interest loan program to help local small businesses with 25 employees or fewer that may not have been eligible for other federal loan programs and are located within the four-county Southwest Indiana footprint including Gibson, Posey, Vanderburgh and Warrick Counties. Loans will range from $5,000 to $7,500. https://www.southwestindiana.org/covid19-loans/
Blackford County Economic Development Corporation SMB Grant Blackford County has been awarded a grant for $234,000 from the COVID 19 Response funds provided by the Office of Community and Rural Affairs (OCRA), which will be administered by the Blackford County Economic Development Corporation. Funds support Low and Moderate Income (LMI) populations in Blackford County. Applications can be picked up and completed applications dropped off at Hartford City Mayor’s Office; Montpelier Mayor’s Office, BCEDC office at the Blackford County Annex building. blackfordindiana.com
Brown County Community Foundation SMB Grant The Brown County Community Foundation (BCCF) begins accepting applications for its Small Business Response grant program at noon on July 1, 2020. The program will distribute funds to small businesses, particularly those businesses in highly impacted sectors (food and beverage, personal care, professional services, and retail sectors) and will prioritize businesses that are retaining low-to-moderate (LMI) income jobs. Funds can be used as short-term working capital as businesses begin to reopen/resume operations, or support remote work. Funds will be awarded grant amounts based on their employee count with a maximum award of $10,000. https://browncountygives.org/bcgives/small-business-grant-application/
IEDC Manufacturing Readiness Grant The Manufacturing Readiness Grant, administered by the IEDC in partnership with Conexus Indiana, is part of the $10 million Economic Activity Stabilization and Enhancement (EASE) program designed to stimulate manufacturing investments. Funding may be utilized for health care manufacturing technology, providing financial assistance to manufacturers supporting COVID-19 response efforts. To be eligible, applicants must be registered to do business in Indiana with the Secretary of State’s Office and have plans to purchase smart manufacturing or health care manufacturing technology and equipment that will be located and utilized in Indiana. Applications are available online. https://www.conexusindiana.com/manufacturing-readiness-grants/
City of Salem SMB Grant The City of Salem will provide up to $5,000 grants to qualifying businesses. https://www.cityofsalemin.com/14-salem-indiana-news/741-city-of-salem-business-covid-19-relief-fund-application
Huntington County Huntington County Small Business PPE Reimbursement Grant The program will help cover the costs of buying personal protective equipment between March 1 and Oct. 31. Personal protective equipment includes masks, wipes, and other cleaning supplies. Nonprofits, freelance workers, and other businesses with 1 to 20 employees in the city and county can apply. https://www.wane.com/wp-content/uploads/sites/21/2020/08/UPDATED-Small-Business-PPE-Grant_-Application-Form-2020.pdf
Iowa
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Cities of Clear Lake and Mason City, Cerro Gordo County, and the North Iowa Corridor EDC Small Business Recovery & Continuity Fund Businesses who have experienced business disruption and revenue losses will be eligible for grants up to $5,000 to help ensure business continuity. This assistance will provide businesses with immediate, short-term cash flow that can be deployed for a variety of uses; including working capital, inventory, lease/mortgage payments, etc. http://www.northiowacorridor.com/RecoveryFund/
Iowa City Economic Development Iowa Small Business Relief Program The new Iowa Small Business Relief Program will provide financial assistance to small businesses that have been economically impacted by the COVID-19 pandemic. The program offers eligible small businesses grants ranging from $5,000-$25,000, in addition to offering Iowa businesses a deferral of sales and use or withholding taxes due and waiver of penalty and interest. https://www.empowermoney.org/smallbusinessrelief
Black Hawk County Black Hawk County COVID-19 Cooperative Disaster Response Fund Grants The Black Hawk County COVID-19 Cooperative Disaster Response Fund provides grant support to organizations assisting in the response and recovery efforts of the COVID-19 coronavirus pandemic. The intent of the fund is to be responsive to nonprofits serving Black Hawk County that are providing basic needs services and organizations working with individuals and families who have been disproportionately impacted by the public health and economic consequences of the coronavirus pandemic. https://www.cfneia.org/grants/grant-opportunities/33-black-hawk-county-covid-19-cooperative-disaster-response-fund-grants
Greater Des Moines Greater Des Moines Small Business Recovery Grant Program The Greater Des Moines Small Business Recovery Grant Program is now accepting applications for grants of up to $5,000 from businesses with 0-30 employees that have had restrictions placed on their operations due to the COVID-19 pandemic. http://www.cityofjohnston.com/1012/COVID-19-Coronavirus-Information
Mahaska Chamber and Development Group Small Business Relief Grant Eligibility Requirements: Applicants must own a small business in Mahaska County and must use the funds to offset losses due to COVID-19. In addition, priority will be given to those businesses that did NOT receive funds from the State of Iowa or Federal sources. Any non-profit or for-profit business is eligible to apply. Chamber membership is NOT required. http://oskynews.org/mahaska-chamber-small-business-relief-grant/
Wapello County Wapello County Small Business Emergency Impact Fund Qualified applicants are eligible for up to $5,000 to assist in immediate relief to their business. This fund was created in direct response to the pandemic and is intended to provide immediate, short-term cash flow assistance to for-profit operations. https://www.kyoutv.com/2020/05/12/legacy-foundation-announced-100000-for-small-business-emergency-grant-program/
Jackson County COVID-19 Emergency Small Business Loan Program Dubbed the COVID-19 Emergency Small Business Loan Program, it is meant to provide emergency unsecured loans to qualifying local small businesses severely impacted by the public emergency who have exhausted other avenues of funding.

Business owners can apply for up to $5,000. Request an application by contacting the Jackson County Board of Supervisors, Maquoketa and Bellevue chambers of commerce, and the Jackson County Economic Alliance.

https://www.bellevueheraldleader.com/news/jackson-county-to-offer-loans-to-small-businesses/article_c3b5d1e6-a4dd-11ea-8155-d321accfd141.html
Kansas
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State of Kansas Small Business Loans Governor Laura Kelly announced today that the U.S. Small Business Administration approved her request to make loans of up to $2 million available to small businesses disrupted by coronavirus. The disaster declaration extends to all 105 Kansas counties, making low-interest federal disaster loans for working capital available for Kansas small businesses suffering substantial economic injury. https://www.kansascommerce.gov/2020/03/kansas-small-businesses-eligible-for-disaster-loans-from-the-small-business-administration/
City of Hiawatha, Kansas CDBG-CV fund Business Grants Business Grants – Grants will be available for inventory purchases (up to a 60 day supply) or for working capital; with funding to being awarded based on business size. Funding limits based on business size are as follows:

Micro – up to 5 employees (including owner(s)); $25,000 per employee available; employees must be 51.1% Low to Moderate Income (LMI); i.e. if you seek $25,000 for 5 employees for a $125,000 grant, at least 3 employees must fall into the LMI category

Small – 6 to 50 employees (including owner(s)); $35,000 per employee available; employees must be 51.1% Low to Moderate Income (LMI); i.e. if you seek $35,000 for 5 employees for a $175,000 grant, at least 3 employees must fall into the LMI category

https://www.hiawathaworldonline.com/news/city-joins-with-hfed-to-offer-cdbg-grants/article_18587428-939b-11ea-b99b-c35c408c9137.html
Barton County Commission Working capital grants A business with fewer than five full-time employees may apply for a maximum of $30,000, and six-50 full-time employees a maximum of $50,000. Also, at least 51% of a business’s employees must be considered low-to-moderate income. https://www.gbtribune.com/news/community-covid-19/grants-available-help-covid-19-hit-businesses/
Atchison COVID-19 recovery grant program Thanks to a special allocation of Community Development Block Grant (CDBG) funds made available through the federal CARES Act, the City of Atchison will receive $132,000 to put toward a COVID-19 recovery grant program for small businesses. City staff will immediately begin putting the program together and will subsequently promote the opportunity to the local small business community. For more information, contact Assistant City Manager, Justin Pregont at justinp@cityofatchison.com. https://www.atchisonglobenow.com/news/city-awarded-grant-funds-for-small-business-support/article_b67ddcbc-a5b4-11ea-a667-4bcd39489601.html
Marion County COVID-19 recovery grant program if they didn’t get the PPP or the EIDL loan, they should be in the top. If they got one of the other, they should be in the second tier and if they got both, they should be in the third tier. That way the money gets to the people who have gotten nothing first. The commissioners brainstormed ways to get the information out to businesses about the grant including websites, social media, word of mouth and more. They will continue to work on the criteria for how to qualify for the funds so that they can notify the public of what all is available. https://www.hillsborofreepress.com/news/county-receives-large-grant-to-help-local-businesses
City of Augusta CDBG-CV Small Business Grants The city of Augusta is now taking applications for the CDGB-CV Small Business Grant Program. The program is based on the availability of CDBG-CV funds, program guidelines, and submission of all required information. Grant awards will be determined based on need and available funding. https://www.augustaks.org/news_detail_T6_R65.php
Kentucky
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Pikeville, KY Small Business Relief Fund The City of Pikeville is offering one-time $2,000 grants to businesses impacted by the coronavirus. To qualify, businesses must employ fewer than 25 people, have been in business since the beginning of the calendar year along with other requirements https://www.facebook.com/pikevillekentucky/
Owensboro, KY Small Business Relief Fund The Small Business Relief Fund will support eligible small businesses — those with 10 or fewer employees — with a $2,500 grant that will not have to be repaid. https://www.owensboro.org/page/relief-programs
Paducah, KY Small Business Relief Fund Eligible businesses could receive $2,000 grants that must be used for expenses such as rent, mortgage, payroll and utilities. https://cfwestky.org/
Bardstown, KY Small Business Relief Program The City is offering one-time business relief grants of up to $2,000 for eligible businesses. Businesses most significantly impacted by the Governor’s orders are encouraged to apply.
Barren River Area Development District COVID-19 Business Relief Working Capital Loan Program BRADD has allocated $100,000 in funding to be set aside for micro-loans ranging from $5,000 to $25,000 for meeting short-term working capital needs such as payroll, rent, utilities, supplies, inventory management and payments to suppliers. http://www.bradd.org/
Mount Washington, KY SMALL BUSINESS RELIEF PROGRAM The city is offering grants of up to $3,000 for local small businesses.
Bourbon County, KY HELP FOR SMALL BUSINESSES IN THE COUNTY WITH INVENTORY AND CAPITAL Bourbon County businesses with under 50 employees may soon apply for grant funds because of the financial effects of the pandemic.
These grants will be on a first-come, first-served basis. We are looking for all business in the county, outside of Fort Scott city limits, with 1 to 50 employees who have been impacted by the Coronavirus pandemic.
Contact Hoener at jhoener@bourboncounty.org to get a business included in the grant application. http://fortscott.biz/news/help-for-small-businesses-in-the-county-with-inventory-and-capital
Frankfort Chamber of Commerce REOPEN Frankfort Grant Program The Frankfort area business community has joined together to create a privately funded charitable fund to support small business operations and help provide temporary assistance to small businesses that plan to return to operations following the COVID-19 crisis. Awards are charitable and are intended to provide bridge/gap assistance for small businesses in downtown Frankfort and the Frankfort community. These funds will be managed by the Frankfort Area Chamber of Commerce Education and Public Improvement Foundation.
Paris-Bourbon County Chamber of Commerce Need-based grant for local businesses The “It Takes a Village Community Grant Cooperative” will provide need-based grants to local businesses with fewer than 50 employees.
Grants will be awarded to the amount of $500 – $1000.
Northern Kentucky Chamber of Commerc (with funds from Duke Energy) Grant Duke Energy is partnering with the Northern Kentucky Chamber of Commerce to provide financial assistance to local women-, veteran- and minority-owned small businesses impacted by the coronavirus. The Chamber will distribute a total of $75K to qualifying small businesses, with individual grants being as large as $10K. http://www.nkychamber.com/
Louisville Metro Government SMB Grant Louisville Metro Government opened its Small Business COVID-19 Relief Grant program aimed at preventing business closures. The program will provide eligible businesses with grants up to $50,000 based on demonstrated impact from COVID-19. At least 50 percent of the funds will be spent in low-to-moderate income census tract. Applicants must have a business located within Louisville/Jefferson County and fewer than 20 employees.
Louisiana
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City of Monroe COVID-19 Small Business Enterprise Program Loans for businesses that employ low to moderately low–income employees. Small Businesses can apply for up to $15,000.00 as a forgivable loan. Allowable expenses include payroll & operational costs. https://monroela.us/city-monroe-covid-19-small-business-and-housing-program
City of Lafayette Business Recovery Program Lafayette Consolidated Government (LCG) and Lafayette Economic Development Authority (LEDA) have launched the Lafayette Business Recovery Program to stabilize local businesses and retain and create jobs. Applications are now being accepted and may be submitted online. https://lafayette.org/brp
State of Louisiana Small Business Grants Gov. John Bel Edwards signed a bill creating the program, which sets aside for small businesses $300 million of the $1.8 billion Louisiana received under the federal CARES Act. Eligible businesses have to be located in Louisiana and can not have more than 50 full-time employees as of March 1. The business grants will be capped at $15,000 each. https://www.fox8live.com/2020/06/15/gov-edwards-signs-bill-making-grants-available-aid-small-businesses-affected-by-covid-/
Louisiana Treasury SMB Grant Starting July 28, Louisiana small businesses can apply for $15,000 grants. Among other eligibility requirements, applicants must be based in Louisiana, have suffered an interruption of business, have no more than 50 full-time employees as of March 1, and have customers or employees visit a physical location. Though applications are not yet available, interested prospective applications can get sign up for updates at www.latreasury.com. www.latreasury.com
Louisiana Department of Treasury Main Street Recovery Grant Program The Main Street Recovery Grant Program was created in Louisiana with the goal of helping small businesses that didn’t receive assistance from other relief programs established during the pandemic. https://www.louisianamainstreet.com/?gclid=Cj0KCQjw-O35BRDVARIsAJU5mQVRa4YqEE7q9nrVvCtYXfLQyESk6jv01h9GisokfrJR3XB1NSn98KEaAs0OEALw_wcB
Maine
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City of Bangor SMB Grants Microloans offered to small businesses in Michigan cities. https://bangormaine.gov/covidrelief
City of Portland SMB Grants The City of Portland’s COVID-19 Business Assistance Program for Job Creation (Rehiring) provides $5,000 in grant funding to small businesses for rehiring two or more full-time employees that were on the payroll on January 31, 2020. https://www.portlandmaine.gov/CivicAlerts.aspx?AID=4945
City of Rockland SMB Loans The city of Rockland is creating a $200,000 loan program for small businesses using a combination of taxpayer dollars and funds from a downtown tax increment financing (TIF) account. https://wgme.com/news/coronavirus/maine-city-will-use-taxpayer-funded-loans-to-bail-out-businesses-hurt-by-coronavirus
Maine Department of Economic and Community Development SMB Grants The Maine Department of Economic & Community Development in partnership with the Maine Small Business Development Centers will be providing grants of up to $5,000 for businesses with five or fewer employees. https://www.mainesbdc.org/cdbg/
Office of the Governor Support for Small Businesses The Governor encourages Maine people to safely support local businesses through efforts like PayitForwardMaine while being mindful of crucial physical distancing guidelines and using online transactions or pickup and delivery services. http://payitforwardmaine.com/
Maryland
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Department of Commerce State Funding Governor Larry Hogan announced that Maryland has allocated more than $175 million to assist small businesses and nonprofit organizations impacted by the Coronavirus outbreak. Up to $130 million in new funding, through the Maryland Department of Commerce, will help support new loan and grant programs as well as manufacturers, and $7 million in funding through the Maryland Department of Labor is designed to help small businesses retain their workforce. https://commerce.maryland.gov/media/governor-hogan-announces-more-than-$175-million-for-businesses-impacted-by-coronavirus
Department of Commerce Small Business Relief Grant and Loan Programs Maryland Small Business COVID-19 Emergency Relief Loan Fund – This $75 million loan fund (for for-profit businesses only) offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2% per annum. Learn more. https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-fund-programs
Charles County SMB Grant Program The Charles County COVID-19 Small Business Relief Grant Program, a $2.5 million plan, is designed to provide grants to local businesses in response to the pandemic. https://www.meetcharlescounty.com/charles-county-covid-19-business-grants/
City and County of Annapolis SMB Grant Program Anne Arundel County Executive Steuart Pittman announced the Small Business Customer and Employee Protection Grant Program, which is designed to assist local businesses purchase products and services needed for safe reopening in compliance with COVID-19 regulations. https://www.eyeonannapolis.net/2020/05/new-grant-fund-established-for-aaco-small-businesses-to-prepare-for-re-opening/
Baltimore County SMB Relief Baltimore County announces reimbursement program for small businesses. https://baltimore.cbslocal.com/2020/07/14/coronavirus-in-maryland-baltimore-county-announces-reimbursement-program-for-small-businesses/
St. Mary’s County SMB Funds The criteria for St. Mary’s County COVID-19 Small Business and Non-Profit Relief Fund has been expanded to allow the county’s youngest businesses and nonprofits to meet the eligibility requirements. https://www.yesstmarysmd.com/grants/
Montgomery County SMB Grant Program Montgomery County small business grant program Launches July 29 https://www.montgomerycountymd.gov/biz-resources/reopen/
Montgomery County SMB Financial Aid Businesses with five employees or fewer are eligible to receive up to $10,000 as part of a county Microenterprise Stabilization Program. https://www.montgomerycountymd.gov/biz-resources/msp/
Massachusetts
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Office of the Governor SMB Funding Baker-Polito Administration announces $20 million to support vital social services and small businesses. https://www.mass.gov/news/baker-polito-administration-announces-20-million-to-support-vital-social-services-small
Office of the Governor Enconomic Recovery Package The Baker-Polito Administration unveiled a COVID-19 economic recovery package to generate economic growth amidst the COVID-19 pandemic. https://www.mass.gov/news/baker-polito-administration-unveils-275m-covid-19-economic-relief-package-to-promote-equity
Department of Economic & Community Development SMB Grants Governor Mills has announced the release of the Maine Economic Recovery Grant Program to support small nonprofits and businesses that are facing hardship due to the COVID-19 pandemic. https://appengine.egov.com/apps/me/economicrecoverygrant
Baker-Polito Administration Small Business Recovery Loan Fund Announced economic support for small businesses with a $10 million loan fund to provide financial relief to those that have been affected by COVID-19. Governor formally requested that the U.S. Small Business Administration (SBA) issue a “declaration of economic injury” for the Commonwealth. This declaration would make it possible for low-interest loans to be made available through the SBA’s Economic Injury Disaster Loan (EIDL) program to business owners affected by the COVID-19 outbreak. Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred.Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years, and are available to entities without the financial ability to offset the adverse impact without hardship. Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or emaildisastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. https://www.mass.gov/news/sba-approves-massachusetts-disaster-declaration

https://www.mass.gov/news/baker-polito-administration-announces-10-million-small-business-recovery-loan-fund

State Treasurer’s Office Of Economic Empowerment SMB Grants The State Treasurer’s Office of Economic Empowerment is funding the Empowerment Grant for Small Businesses to support the needs of Massachusetts small businesses. http://lynnjournal.com/2020/05/07/goldberg-launches-empowerment-grant-for-small-businesses/
Michigan
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Battle Creek Unlimited SMB Loans Battle Creek expands loan program for small businesses affected by COVID-19. The expansion was a result of extra donations totaling $350,000 to the Battle Creek Unlimited COVID-19 Emergency Microgrant Fund. https://wwmt.com/news/coronavirus/battle-creek-expands-loan-program-for-small-businesses-affected-by-covid-19
Consumer Energy Foundation SMB Grants Stemming from a gift of the Consumers Energy Foundation, a $200,000 grant program has been created to help small businesses in Jackson County struggling to survive during the coronavirus outbreak https://www.mlive.com/news/jackson/2020/05/200000-grant-created-for-jackson-county-small-businesses-in-need-during-coronavirus-outbreak.html
Consumer Energy Foundation SMB Grants Consumers Energy Foundation donates $200,000 to support a microgrant program in Kalamazoo https://wwmt.com/news/local/consumers-energy-foundation-donates-200000-to-support-a-microgrant-program-in-kalamazoo
Detroit Development Fund SMB Loans Microloans offered to small businesses in Michigan cities. https://www.detroitdevelopmentfund.com/
The Flint and Genesee Chamber of Commerce SMB Grants The Flint and Genesee Chamber of Commerce will use a $200,000 grant to help local small businesses. https://www.mlive.com/news/flint/2020/05/a-200000-grant-will-help-small-businesses-in-genesee-county-reopen.html
Office of the Governor SMB Relief Governor Whitmer announces $3.3 Million in financial relief going to 657 bar and restaurant owners https://www.michigan.gov/whitmer/0,9309,7-387-90499_90640-528195–,00.html
Macomb County Planning and Economic Development (MCPED) SMB Grants Macomb County will distribute $20 million in small businesses sustainability grants using federal CARES Act funding. https://business.macombgov.org/business-home
The Michigan House of Representatives SMB Relief The Michigan House of Representatives unanimously approved Senate Bill 690 to provide critical supplemental support to Michigan residents and businesses adversely affected by the COVID-19 pandemic. https://comvoicesonline.com/democrats-deliver-880m-in-covid-19-relief/
Michigan Economic Development Corporation Grant Program The Michigan Economic Development Corporation’s Pure Michigan Business Connect program has launched a new grant program providing a total of $1 million in grants to Michigan’s small manufacturers looking to retool and produce critical health and human service supplies in response to the COVID-19 outbreak. https://www.michigan.gov/leo/0,5863,7-336-76741-523940–,00.html
Michigan Economic Development Corporation SBA Loans Application Process Now Live for Michigan Small Business Relief Program Funding. Michigan’s small businesses impacted by the COVID-19 virus can now apply for grants and loans through the Michigan Small Business Relief Program, the Michigan Economic Development Corporation announced today. The program will provide up to $20 million in grants and loans to provide economic assistance to Michigan’s small businesses that have been negatively impacted by the COVID-19 virus, and in turn help support workers and their families facing economic uncertainty during the outbreak. Information on how to apply, as well as eligibility criteria, is available at www.michiganbusiness.org/covid19. https://www.michigan.gov/coronavirus/0,9753,7-406-98158-523333–,00.html
Michigan West Coast Chamber of Commerce Foundation Grants A relief fund has been set up to offer grants of up to $10,000 to businesses in downtown Holland and Zeeland that have been struggling in the wake of the pandemic. https://www.rapidgrowthmedia.com/features/relief_fund.aspx
Office of the Governor SBA Loans Governor Whitmer announces SBA loans now available for small businesses impacted by COVID-19 https://www.michigan.gov/whitmer/0,9309,7-387-90499_90640-522317–,00.html
Department of Labor & Economic Opportunity SMB Grants Michigan Funding $8.5 Million In COVID-19 Safety Grants for Small Businesses https://forms.leo.state.mi.us/miosha-covid-19-safety-grants/
Minnesota
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City of Brooklyn SMB Loans Brooklyn Center is offering economic assistance to small businesses impacted by COVID-19 https://www.cityofbrooklyncenter.org/DocumentCenter/View/7824
City of Moorhead SMB Grants The Moorhead City Council approved the use of $2 million in CARES Act funding for the development of the Moorhead CARES Small Business Relief Grant Program http://cityofmoorhead.com/business/moorhead-cares-small-business-relief-grant
County of Ramsey SMB Grants Ramsey County businesses with five or fewer workers will be the first eligible for $7,500 emergency grants. https://www.startribune.com/businesses-with-five-or-fewer-employees-are-first-in-line-for-ramsey-county-relief/570811322/
City of Rogers SMB Grants A Small Business Emergency Assistance program (SBEA) was approved July 14 by the Rogers City Council. https://www.rogersmn.gov/small-business-emergency-assistance-program
Office of the Governor SMB Grants Governor Walz signed H.F. 5 into law, a bipartisan bill that will aid Minnesota’s economic recovery by providing $62.5 million in grants for small businesses impacted by COVID-19. https://mn.gov/governor/news/#/detail/appId/1/id/436406
Office of the Governor SMB Relief Minnesota lawmakers pass $62 million in small business relief. https://www.thecentersquare.com/minnesota/minnesota-lawmakers-pass-62-million-in-small-business-relief/article_bbf7ddda-ad9a-11ea-afab-0f6a6cf85019.html
Office of the Governor Business Relief Governor Walz signs bill allowing takeout sales of beer and wine during the COVID-19 Pandemic
Governor worked with legislature to provide relief for businesses struggling during the pandemic.
https://mn.gov/governor/news/#/detail/appId/1/id/429020
The City of Thief River Falls Community Development Advisory Board SMB Loan Fund Program The City of Thief River Falls Community Development Advisory Board (CDAB) is making a portion of its revolving loan funds available to businesses that are being disrupted by the COVID-19 pandemic. https://www.citytrf.net/
The Housing and Redevelopment Authority of the City of Sauk Rapids SMB Grants The Housing and Redevelopment Authority of the City of Sauk Rapids is offering grants to businesses in the city. https://www.ci.sauk-rapids.mn.us/?SEC=1A293A70-B4CF-44BD-B6C0-09415B677321
Department of Employment & Economic Development SMB Grants The Minnesota Department of Employment and Economic Development will begin accepting applications for the Minnesota Small Business Relief Grants Program https://mn.gov/deed/business/financing-business/deed-programs/relief/
Department of Employment & Economic Development SMB Programs/Loans/Funds A Guide for Minnesota Small Businesses Who Need Help: A summary guide to help small businesses quickly see which programs might be right for their situation. https://mn.gov/deed/newscenter/press-releases/?id=425890
Mower County SMB Grants Mower County to provide $1.25 million in COVID-19 relief to small businesses, nonprofits, animal ag grants up to $10K available for eligible applicants http://www.austindca.org/pages/cares
Wadena County SMB Grants The Wadena County Board of Commissioners approved allocating $500,000 of its federal CARES Act appropriation to develop and fund the COVID-19 Business Assistance Program. http://www.co.wadena.mn.us/
Missouri
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Lafayette County Commission SMB Grants The Lafayette County Commission has established a grant-relief program in order to assist during these difficult times. https://www.kmmo.com/2020/05/08/lafayette-county-cares-small-business-relief-program/
St. Louis Economic Development Partnership SMB Loans The St. Louis Economic Development Partnership, and the St. Louis Development Corporation are offering a zero-loan program* for small businesses in the city of St. Louis and St. Louis County.

Businesses are eligible to apply for loans of up to $5,000 for working capital. Any for-profit business in the city of St. Louis or St. Louis County that has sustained economic damage due to the COVID-19 crisis may apply. To obtain a zero-interest loan, businesses must be current on all taxes through 2018, be in good standing with state and local governments, and have been in business for at least one year. Applicants must demonstrate that their company’s jobs are threatened by the health crisis, and they must explain how the loan would retain those jobs. Financial institutions and lenders are not eligible.

https://stlpartnership.com/small-business-resource-fund-for-companies-that-sustained-economic-damage-due-to-the-covid-19/
Kansas City, MO KCMO Small Business Relief Loan Fund The Kansas City Missouri Small Business Relief Loan Fund will provide funding to help small businesses within the city limits of Kansas City Missouri continue to finance operational expenses during this unprecedented period of economic stress due to the Covid-19 Pandemic. The Fund allows for low interest rate loans, deferred payments for the first 6-12 months, and extended amortization periods of up to five years. There are no minimum credit score and flexible collateral requirements. https://edckc.com/small-business-loan-fund/
Montana
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State of Montana Small Business Grants Montanans small businesses, non-profits and others can apply for financial relief in the form of small business grants of up to $25,000. The application portal opens Thursday, May 7 at 8:00 a.m. https://commerce.mt.gov/Coronavirus-Relief
Montana Department of Commerce Business Stabilization Grant Program The Montana Business Stabilization Grant program will provide working capital for small businesses to support payroll, rent, accounts payable, debt service and expenses related to shifts in operations in order to retain existing businesses, retain current employees or retain business viability for future re-employment. Eligible small business must be Montana-based, employ 50 or less, have sustained a loss of revenue since Feb. 15 due to COVID 19, and be in good standing with the Secretary of State or local tribal government. Nonprofit entities are not eligible. Total funding available is $50 million, the maximum award amount per business is $10,000. https://commerce.mt.gov/Montana-Coronavirus-Relief/Business-Assistance
Montana Board of Investments and the Department of Revenu Loan Deferrment Program for Small Businesses The Montana Loan Deferment Program will allow businesses and other entities to defer payments on existing loans for six to 12 months and free up a significant amount of otherwise dedicated capital for the borrower to leverage on a monthly basis. If a borrower is approved for the program, Coronavirus relief funds will be used to provide payments to participating lenders to cover interest payments for six-to-twelve months, up to 6 percent or $150, 000. https://commerce.mt.gov/Coronavirus-Relief
State of Montana Montana Loan Deferment Program The Montana Loan Deferment Program will allow businesses and other entities to defer payments on existing loans for six to 12 months and free up a significant amount of otherwise dedicated capital for the borrower to leverage on a monthly basis. To qualify, companies must have experienced a 25 percent reduction in gross revenue due to COVID-19 and not have access to 12 months of working capital from any other source. Visit the COVIDRELIEF.MT.GOV for the full list of eligibility criteria. https://commerce.mt.gov/Coronavirus-Relief
Montana Department of Natural Resources and Conservation Montana Business Adaptability Program The Montana Business Adaptability Program has been modified to include any large or small business that is registered with the Montana Secretary of State, regardless of the number of employees on staff. Total funding available is $20 million, the maximum reimbursement amount per business is $5,000.
Nebraska
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State of Nebraska Small Business Stabilization Grant Small businesses and livestock producers across the state have been impacted by COVID-19, with many experiencing closures, occupancy restrictions, the loss of consumer traffic and decreased demand. This has translated into dramatic reductions in revenue. Small businesses and ag are the lifeblood of the Nebraska economy, and their continued survival and growth are paramount. The Nebraska Small Business Stabilization (SBS) Grant allocates working capital to help them cover operating expenses. https://getnebraskagrowing.nebraska.gov/?page_id=47
Nevada
Nevada County Relief Fund Small Business Grants Program The immediate goal of the Small Business Grants Program is to direct vital resources to struggling small businesses to help cover key expenses until they reopen or resume normal operation. Applicants may apply for up to $5,000 in funds. https://www.nevcorelief.org/small-business-grant-program/
Nevada Department of Agriculture Agriculture Adaptability and Recovery program The Nevada Department of Agriculture (NDA) is releasing a Request for Applications (RFA) for the Nevada Agriculture Adaptability & Recovery Program (NAARP). Thanks to these funds, NAARP was created to help relieve the stress food and agriculture businesses face in responding to the COVID-19 crisis through business adaptations and diversifications to ensure a safe and adequate food supply. Applicants must demonstrate how financial assistance is needed in response to impacts to their operation in adapting to operating during the COVID-19 public health emergency. http://agri.nv.gov/uploadedFiles/agrinvgov/Content/About/nevada_ag_adaptability_recovery_rfa.pdf
Douglas County, Nevada Small Business Grant Program Through the CARES Act, Small businesses with less than 50 employees may be eligible for grant funding of up to $15,000 for working capital, PPE and retrofits. Information on the program will be available soon. Check back at the link for program updates. https://www.douglascountynv.gov/government/departments/economic_development___vitality_
Elko County, Nevada Small Business Grant Program Funding available to assist small businesses impacted by COVID-19 with expenses like PPE, utilities, rent and retrofits. On September 8th Elko County will begin accepting applications for a small business grant program designed to help businesses deal with the impacts of the COVID-19 Pandemic. https://www.elkocountynv.net/newsdetail_T4_R328.php
New Hampshire
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State of New Hampsire Self-Employment Livelihood Fund New Hampshire: New Hampshire’s Self-Employment Livelihood Fund will begin accepting applications from self-employed small-business owners who may not otherwise have been eligible under other relief efforts. Applications will be on the state’s website starting July 6, 2020.
New Jersey
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City of Newark Emergency Fund for Small Businesses Impacted by COVID-19 Mayor Baraka’s Newark Economic and Housing Development Department in partnership with United Way of Greater Newark and Invest Newark as sponsors and coordinating partners and Prudential as sponsor are working together in this effort to provide relief while assessing the economic impacts related to COVID-19 on our small business community. United Way of Greater Newark is the grant administrator for this initiative. This emergency fund will provide working capital grants in amounts up to Ten Thousand Dollars ($10,000) to qualifying small businesses. Applications for Phase 2 of the Small Business Emergency Assistance Grant Program will be available soon. NJEDA staff will process the applications on a first-come, first-served basis. There will be no application fee. https://uwnewark.org/covid19/organizations/
City of Bayonne Bayonne Small Business Working Capital Grant Program The Mayor of Bayonne and the Bayonne City Council have announced the launch of a new program to help business owner to provide relief for local small businesses. To qualify, businesses must not be receiving any other Federal or State grant providing assistance for the retention of low-and moderate-income persons. For each low-and moderate-income person who retains their position as an active employee, a working capital grant of $4,000 shall be awarded to qualifying businesses, according to Mayor Davis. The maximum award for any business is $40,000.00. Application here:http://www.bayonnenj.org/web_content/pdf/small-business-grant-application.pdf http://www.bayonnenj.org/
The New Jersey Development Authority Small Business Lease Emergency Assistance Grant Program The New Jersey Development Authority established the Small Business Lease Emergency Assistance Grant Program. This program will provide up to $10,000 to assist commercial businesses with rent payments. https://njra.seamlessdocs.com/f/covidgrant
Camden County Camden County CARES Small Business Grant Camden County CARES Small Business Grants will provide up to $10,000 grants to eligible small businesses with no more than 25 employees.
Middlesex County Small Business Relief Grant To assist local small businesses during the coronavirus pandemic, Middlesex County recently announced it is implementing a new round of funding in its CARES Act Small Business Relief Grant (MC-SBRG) program. The primary purpose of this program is to assist the community response to the coronavirus pandemic by providing support to Middlesex County small businesses. The County intends to disburse a total of $30 million in grants for loss of revenue, verifiable expenses incurred, and/or continuation of services through this latest round of CARES Act Funds. Funds are available on a first-come, first-serve basis and capped at a total funding amount of $30,000 per application.
New Mexico
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New Mexico State Investment Council Business Recovery Fund New Mexico State Investment Council unanimously approved a short-term, low-cost recovery loan fund of up to $100 million, to assist distressed New Mexico businesses facing economic hardship as a result of the COVID-19 coronavirus health crisis. The NM Recovery Fund will provide loans to medium and larger sized New Mexico businesses that have at least 40 employees, with interest rates between 3%-10%, on loans from $500,000 to $10,000,000.

Applications are now available for a New Mexico emergency loan program that will support larger businesses that have been impacted by the COVID-19 health emergency.

https://www.sic.state.nm.us/uploads/PressRelease/cc77d7a1f57b41d6aeb35ea7099adeb1/FInal_PR_Recovery_Fund_April_2020.pdf

https://sunmountaincapital.com/new-mexico-recovery-fund/ (for more information about applications)

New Mexico Economic Development Department Support for Small Businesses The New Mexico Economic Development Department has created a way for New Mexicans to continue to support our small businesses: Buy for Tomorrow Today. Head to www.buynmlocal.com to purchase gift cards for use in the future and continue to support your favorite local businesses.New Mexico businesses can also register to participate on the site. https://www.buynmlocal.com/?fbclid=IwAR23NwXdlUrx2FSG-Q7RkmIQ48AmvWBIysBwFZyJ9ycXIKopp3_GSYbZbAY
State of New Mexico All Together NM Fund Small Business Grants The state of New Mexico announced that the All Together NM Fund will award $750,000 in grants to businesses with five or fewer employees. The funds will be distributed by the nonprofits WESST, Rio Grande Development Corp, NM Community Capital and DreamSpring. The funding will be divided among four New Mexico nonprofit organizations that will award and administer grants of up to $5,000 for businesses with five employees or fewer. https://abqlibrary.org/covid-19help/alltogethernmfund
Bernalillo County Small Business Grants Bernalillo County is providing emergency financial support through the Bernalillo County CARES small business grant for qualified small businesses to assist with costs associated with business interruption caused by required closures due to the coronavirus (COVID-19) pandemic. Through this program, the county will offer one-time grants up to $10,000 to qualifying small businesses and nonprofits to cover costs such as employee wages, vendor bills, and rent. Five million is allotted for this fund, which is available as part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act federal stimulus package. https://www.bernco.gov/economic-development/news.aspx?36e1c5ad1ef44ec7a9dc9af3d70ac07cblogPostId=886b80bef18d445088ab0e9cfdb897af#/BlogContent
State of New Mexico Small Business Recovery Loan Fund New Mexico launched the $400 million Small Business Recovery Loan Fund. The program will provide loans of up to $75,000 at interest rates set at one-half the prime rate on the day of the loan. https://www.newmexico.gov/2020/08/05/new-mexico-launches-recovery-loan-fund/
New York
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City of Dunkirk City of Dunkirk Back to Business Grant Application The program will be utilized to assist businesses during difficult and challenging times related to economic downturns associated with local and nationwide crisis. Grant awards will vary depending on annual revenue and request, with a maximum of $10,000 in the form of a grant to for-profit businesses located within the City of Dunkirk. Businesses must provide detailed plans on how they will utilize the grant funds to be eligible. http://www.nyssbdc.org/EIDLdocs/Dunkirk%20NY%20-%20Small%20Business%20Grant%20-%20Application%20&%20Guidelines.pdf
City of Jamestown City of Jamestown COVID-19
Recovery Grant
The City of Jamestown, is offering the COVID-19 Recovery Grant to for-profit businesses in the city of Jamestown that employ up to fifty (50) employees. Businesses will be able to apply for grants of up to $20,000 for the purposes of reopening and recovering from the impact of the COVID-19 pandemic. Businesses will be required to provide proof of economic injury due to the COVID-19 pandemic. http://www.nyssbdc.org/EIDLdocs/Jamestown%20NY%20-%20Small%20Business%20Relief%20Grant%20Program.pdf
Renaissance Economic Development Corporation Emergency Small Business Relief Loan Fund Renaissance has created an Emergency Small Business Relief Loan Fund to help businesses struggling to survive during the COVID-19 crisis in the following areas: (1) MANHATTAN: Chinatown; Lower East Side; Koreatown (East 32nd); (2) QUEENS: Bayside; College Point; Elmuhurst; Flushing; Jackson Heights; Murray Hill; Woodside; (3) BROOKLYN: Bay Ridge; Bensonhurst; Sheepshead Bay; Sunset Park https://renaissance-ny.org/emergency-small-business-relief-loan-fund/
City of Binghamton COVID-19 BLDC Business Assistance Loan The Binghamton Local Development Corporation (BLDC) currently offers loans up to $15,000 for businesses located within city limits. Pay zero interest for 12 months and no origination fee. Email PDF application to ecodev@cityofbinghamton.com. http://binghamton-ny.gov/sites/default/files/files/COVID-19%20Emergency%20Small%20Business%20Loan%20Application-fillable%20form-Rev040120.pdf
Broome County Broome County Emergency Loan Fund The Broome County Emergency Loan Fund has no upper limit on loan amounts — but funds are only available on a first-come, first-served basis. Pay zero interest for 12 months, as well as no application or closing fees. https://theagency-ny.com/covid-19
North Country North Country Alliance COVID-19 Emergency Business Relief Program The North Country Alliance’s COVID-19 Emergency Business Relief Program was created to provide businesses, located in the NCA service region, with short-term relief and access to working capital in response to the COVID-19 Pandemic. This program will utilize UDC working capital funds. Funds will remain available for this program at the discretion of the NCA. http://www.northcountryalliance.org/NCA%20COVID-19%20Emergency%20Business%20Program.pdf
West Side Community Fund West Side Small Business Grant Small businesses on the West Side of Manhattan can apply for grants from $5,000 to $10,000 to cover operating costs. https://www.citizensnyc.org/sites/default/files/west_side_small_business_grants_-_application_0.pdf
Onondaga County Small Business and Nonprofit Grants The Onondaga County Industrial Development Agency is offering $500,000 in grants to small businesses and nonprofits, to offset the cost of personal protective equipment, or PPE, and other health and safety measures implemented during the COVID-19 pandemic. Applications will be made available through the county IDA’s website: https://www.ongoved.com/ https://www.ongoved.com/
Town of Islip Industrial Development Agency ISLIP IDA COVID-19 DISASTER LOAN/GRANT PROGRAM The Town of Islip Industrial Development Agency will offer grant or loan assistance to eligible businesses (for profit or not-for-profit) who have demonstrated a financial need arising from COVID-19. The Agency plans to make a total of $250,000 available to businesses for the loan/grant program. Priority will be given to women-owned businesses https://islipida.com/be-informed/islipida-news-subnav/388-islip-ida-covid-19-disaster-loan-grant-program.html
Dutchess County Small Business Loans The Dutchess County Local Development Corp. (DCLDC) has created a new loan program to help small businesses recover from economic hardships due to the COVID-19 pandemic. This program aims to provide relief to small businesses in Dutchess County impacted by the COVID-19 pandemic and retain as many jobs as possible. By promptly providing small loans (not to exceed $10,000.00) to qualified Dutchess County businesses that have been unable to secure assistance from other relief programs (EIDL, PPP, Local Emergency Loan and similar programs), the loan fund allows eligible businesses access to much-needed capital to retain jobs, and reopen successfully. https://thinkdutchess.com/dutchess-county-small-business-relief-loan/
New York State Insurance Fund PPE Reimbursement Program for Businesses New York state’s largest workers’ compensation carrier – the New York State Insurance Fund (NYSIF) – introduced a new COVID-19 personal protective equipment (PPE) premium credit program that will make it more affordable for its policyholders to get back to business. Under the new initiative, current workers’ comp policyholders can earn a 5% credit of their annual premium on the purchase of PPE, with a maximum reimbursement of $500. https://ww3.nysif.com/ppecredit/index
Bethlehem Industrial Development Agency SMALL BUSINESS EMERGENCY GRANT PROGRAM The grants are to be used to reimburse the costs incurred for the PPE and fixtures necessary to prevent the spread of the disease as businesses reopen. Businesses and not-for-profits that are located in the Town of Bethlehem with no more than 50 full time employees in operation prior to March 7, 2020 are encouraged to apply for reimbursement of up to $500 for purchase/installation of PPE and fixtures, subject to BIDA review and approval at their regular scheduled monthly meeting. Grants will be awarded until the $25,000 Grant Fund is expended or the program ends on 12/31/2021. http://bethlehemida.com/index.php/site/IDA-News-Detail/small_business_emergency_grant_program1
North Carolina
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City of Fayetteville Fayetteville Small Business Fund This fund was created to bridge the gap in COVID-19 funding for Fayetteville’s small businesses. We see too many business owners who have put their entire life savings into their dreams, struggling to receive funding to help get them through this crisis. We’d like to change that. We want to help in making funding accessible to even the smallest of businesses. https://www.faysmallbusinessfund.com/apply
Mecklenburg County Mecklenburg County Small Business Emergency Stabilization Loan Fund This fund was created in recognition of the short and long-term impact that COVID-19 is having on the county’s entrepreneurial ecosystem. Eligible businesses are those with 50 or fewer FTE employees who have been in operation for at least 24 months.
Wilkes County Economic Development Corp. Small Business Recovery Program & Business Assistance Marketing Program Wilkes Economic Development Corp announced two grant programs to help small local businesses hurt by the COVID-19 pandemic and related mandated closures.
– The Wilkes Small Business Recovery Program will provide grants of $2,000 each to businesses, primarily retail and service establishments. This includes businesses serving food. It’s for businesses with two to 15 employees.
– Through the Wilkes Business Assistance Marketing Program, companies without a website or strong social media presence will be awarded up to $500 each to help them become established online. It’s for businesses with 15 or fewer employees.
https://wilkesedc.com/
North Carolina Rapid Recovery North Carolina COVID-19
Rapid Recovery Loan
In response to the unique economic challenges of COVID-19, a consortium of public, private, and nonprofit partners have come together and launched an innovative recovery-lending program to help support entrepreneurs like you and stabilize North Carolina’s small business sector. Loans are available in amounts up to $50,000 based on the business’s current revenue. https://ncrapidrecovery.org/
North Carolina State Legislature Partial Liability Coverage for Essential Businesses Essential businesses will receive a form of limited business immunity that could shield them from certain COVD-19-related claims. As part of North Carolina’s COVID-19 Recovery Act signed into law on May 4, certain businesses will be protected against potential civil claims from customers and employees for injuries or death purportedly attributable to COVID-19. https://aboutblaw.com/QED
City of Winston Salem Small Business Relief Grant Program Greater Winston-Salem, Inc. and the Downtown Winston-Salem Partnership have launched a grant fund for small businesses in Forsyth County who have been impacted by COVID 19. Funding priorities include but aren’t limited to assisting businesses owned by women and people of color and/or those located downtown that were also affected by the Business 40 closure and COVID 19 in short succession. Businesses with 1-3 employees may qualify for a grant of up to $2,500. Businesses with 4+ employees may qualify for a grant of up to $5,000. https://www.winstonsalem.com/grants/
City of Raleigh Small Business COVID-19 Relief Funds The City of Raleigh government has partnered with Carolina Small Business Development Fund to provide grant funds for qualifying small businesses that have been adversely impacted by the COVID-19 pandemic. Grants available for up to $10,000 or 2 months of rent (whichever is less) for storefront firms with less than 50 employees. https://carolinasmallbusiness.org/initiatives/raleighcovid19/
Cumberland County Small Business Resiliency Grant Program Cumberland County is accepting applications for the Small Business Resilience grant program to assist qualified local businesses that have suffered economic hardship as a result of the COVID-19 pandemic. The program will provide grants up to $10,000 and is targeting small, for-profit businesses with 10 or fewer full-time equivalent employees. The grants are for businesses operating in unincorporated areas of Cumberland County and the towns of Eastover, Falcon, Godwin, Hope Mills, Linden, Spring Lake, Stedman and Wade. http://www.co.cumberland.nc.us/departments/community-development-group/community_development/small-business-resiliency-grant-program
New Bern Area Chamber of Commerce COVID-19 Small Business Loan Program The loans from this initiative will assist local businesses with the financial strains of the COVID-19 pandemic crisis. Loans will be based on two-month’s rent or mortgage payment of the business, with a maximum loan amount of $10,000. Loans will be zero-interest with no payments for the first 12 months, and twelve equal principal payments in year two. Additional details will be forthcoming. https://wcti12.com/news/local/new-bern-economic-development-organization-forms-loan-program-for-small-businesses
New Hanover County Small Business Grant Program New Hanover County has initiated a Small Business Economic Incentive Grant Program that will provide 130 small business owners with grants of $10,000 each. The goal is to help them in the short-term, so they can get back on their feet in the long-term. Businesses located in New Hanover County with less than 25 employees may be eligible. https://health.nhcgov.com/SBgrants/
Wake County Wake Forward Small Business Program Recognizing that small businesses are the backbone of our community, Wake County has launched Wake Forward, a small business relief program that aims to provide loans to small business owners struggling financially due to COVID-19. The goal is to help them in the short-term, so they can get back on their feet in the long-term. https://covid19.wakegov.com/wakeforward/
Guilford County, NC Guilford CARES Small Business Grant Program To mitigate the impact of COVID-19 on Guilford County small businesses and their employees, Guilford County is providing emergency financial support through the Guilford CARES Small Business Assistance Grant Program that is targeted at qualified small businesses that are negatively impacted by the COVID-19 pandemic due to Stay at Home Orders. The program will provide one-time grants of up to $10,000 to help offset the significant, temporary loss of revenue to these qualified businesses during this pandemic and to assist businesses in retaining and paying employees. https://www.guilfordcountync.gov/services/grants/small-business-grant-application-program
North Dakota
Provider Resource Details Link
North Dakota Development Fund Loans Primary Sector Businesses Loans Loans and equity investments are available to companies certified as primary sector under the North Dakota Development Fund, Revolving Rural Loan Fund and the Venture Capital Program:
Up to $1 million
Lower than market interest rate
Can be in the form of a loan or equity investment
Funding can be used for working capital, equipment or real estate
https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources/covid-19-financial-resources/state
Childcare Loan Program Loans Loans to certified daycares to ensure continuity.
Up to $100,000
2.5% interest rate
https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources/covid-19-financial-resources/state
Rural Growth Incentive Program Emergency Loans. Loans Under this program, the Department may declare an emergency and make loans to “Essential Service Companies.” These include gas stations; pharmacies; grocers and, in some cases, restaurants.
Communities with less than 2,500 in population are eligible
The request to North Dakota Development Fund is a dollar-for-dollar match by the city
A community can apply for $25,000 to $75,000 in matching funding
Loan terms are based on individual needs
https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources/covid-19-financial-resources/state
North Dakota Council on the Arts COVID-19 Grants Grants are available through the North Dakota Council on the Arts for artists, as well as arts and culture organizations affected by the coronavirus pandemic. The grants for people range from $500 to $1,000. Those available for nonprofits range from $3,000 to $5,000. There is no requirement that a recipient match the funds. http://www.nd.gov/arts/grants/ndca-cares-act-fund-grant
North Dakota Department of Commerce Economic Resiliency Grants Applicants may qualify to receive grant funding of up $50,000 for investments that will encourage customers to get back into the marketplace by ensuring businesses are equipped to mitigate the spread of COVID-19. Applications expected to open July 24 https://www.business.nd.gov/news/NorthDakotaDepartmentofCommerceannouncesEconomicResiliencyGrants/
Ohio
Provider Resource Details Link
Ohio Development Services Agency Small Business Loans The Ohio Development Services Agency is preparing to submit an application in the coming week to qualify Ohio for the U.S. Small Business Administration’s (SBA) Economic Injury Disaster Loan Program. This program provides low-interest loans up to $2 million in order to help businesses overcome the temporary loss of revenue during the state of emergency.

Non profit organizations in Ohio will also be eligible for low-interest loans through the SBA’s Economic Injury Disaster Loan program.

In order to complete the state’s application, businesses impacted by the current public health crisis should immediately send their contact information to BusinessHelp@Development.Ohio.gov. Additional information on the SBA Economic Injury Disaster Loan Program is available at SBA.gov/Disaster.

https://coronavirus.ohio.gov/wps/portal/gov/covid-19/home/news-releases-news-you-can-use/governor-dewine-orders-ohio-bars-restaurants-to-close
Lakewood OH Economic Developemnt Fund Small business rent relief fund the city of Lakewood has announced the creation of a small business rent relief fund to “support the vibrancy of Lakewood’s commercial corridors” during the crisis.

Supported by the City’s Economic Development Fund and federal Community Development Block Grant (CDBG) funds, businesses can apply for grants of up to $3,000 to cover rent payments for one month.

onelakewood.com/covid19businessresources
Summit County Council Small Business Emergency Relief Grant Program The program will provide $5,000 grants to eligible small businesses. To be eligible, a small business must be a for-profit enterprise with its principal place of business located in Summit County. The business must employee a minimum of three and a maximum of twenty-five individuals for at least twenty hours per week. Additionally, at least 50% of the employees must be residents of Summit County. Businesses must demonstrate a financial need and desire to continue operations by applying for a U.S. Small Business Administration’s (SBA) Economic Injury Disaster Loan specifically related to the COVID-19 pandemic and/or another SBA loan program established to support small businesses in response to the COVID-19 pandemic.

Businesses approved for an SBA loan and who also meet the county’s program guidelines will be automatically approved. Businesses who are denied an SBA loan may still be approved for a grant following a review by the program’s Grant Underwriting Team. The program will conclude on December 31, 2020, or earlier if all available funds have been dispersed.

https://www.downtownakron.com/newsitem/summit-county-creates-covid-19-small-business-emergency-relief-grant-program New 4/2
Executive Order Commercial Rent Suspension Gov. Mike DeWine signed an executive order to aid the state’s small businesses. This includes a plea to lenders and landlords, asking them to suspend payments for 90 days. This order provides some assistance for small businesses in the area of their mortgage and rent payments. The goal of this is to prevent foreclosures. You know that the federal government stopped the foreclosure on residential mortgages. You know that through actions of the legislature, the courts have the ability to suspend eviction,” Husted said.

“But there is a connectivity problem – if someone can’t pay their rent and we’re not evicting them, then the person who owns the complex isn’t getting the money they need to pay their commercial loan. So we are creating a 90-day pause,” he said.

https://www.wtol.com/article/news/health/coronavirus/how-many-coronavirus-cases-in-ohio/512-febac183-bf77-4e31-9ece-74e17828ee0f
Hamilton County COVID-19 Small Business Relief Program On Friday, County Commissioner Denise Driehaus said starting this week, small businesses will be able to apply for forgivable loans for up to $10,000 per business. The goal is to help small businesses that didn’t get federal assistance. https://www.hamiltoncountyohio.gov/about/news/hamilton_county_covid-19_relief_program
Warren COVID-19 Business Support Loans The city is accepting applications for COVID-19 Business Support Loans to help businesses with the additional expenses of reopening or making necessary modifications to operate during the pandemic.

Warren will consider setting aside about $300,000 of the $702,138 in Community Development Block Grant funds it received through the Coronavirus Aid, Relief and Economic Security Act of 2020, or Cares Act, for the program.

https://businessjournaldaily.com/business-loans-help-warren-businesses-get-set-to-reopen/
Lorain County COVID-19 Small Business Emergency Relief Program The emergency fund supports businesses within Lorain County with between three and 20 employees. Grants are offered for up to $2,500. https://patch.com/ohio/avon-oh/lorain-county-offers-second-round-small-business-grants
Over-the-Rhine Chamber of Commerce Over-the-Rhine Small Business Fund Funds may be used for working capital to support the following expenses associated with re-opening and modifying their business, including: rehiring staff, paying rent or mortgage payments, utility expenses, liquor license renewal fees, ordering materials and supplies, reconfiguration for social distancing, property taxes, PPE for employees, inventory debt and other expenses that occur in the ordinary course of business. https://www.otrchamber.com/smallbusinessfund
Lake County Emergency Working Capital Loan Program The Emergency Working Capital Loan Program—will provide up to $20,000 to small for-profit businesses of 25 employees or less. https://www.lakecountyohio.gov/
Canton Canton Cares Small Business Grant Program for COVID-19 Emergency Relief Businesses with under 25 full-time-equivalent employees could get up to $5000 to cover all the expenses related to the business slowdown. www.cantonohio.gov.
Mentor Small Business Restart Program The city established the Small Business Restart Program to assist small businesses which closed as a result of the COVID-19 pandemic. The program was given $200,000 in grant funds, from City of Mentor’s Community Development Block Grant Funds, to help business owners reopen.
Each business can receive up to $500 to be used for rent or mortgage reimbursement
http://www.mentormeansbusiness.com/economic-investment-programs-incentives/mentor-small-business-restart-program/
Mason City Council City of Mason and MADECDC Small Business Recovery Initiative Offered in partnership with the MADECDC, this program is intended to provide up to $3,500 in cash to Mason small businesses in exchange for 50% off stimulus vouchers to that business for future use. https://reimaginemason.org/small-business-gift-card-purchase/
Mason City Council Mason Small Business Expense Forgivable Loan Program Based on a company’s 2019 payroll, the business owner may apply for a loan ranging from $2,500 to $15,000. Loans will be forgiven contingent upon the business maintaining operations within the City of Mason either one or two years after the loan distribution date. Loans that do not qualify to be forgiven will be required to be repaid within six months after the end of the term without interest. https://reimaginemason.org/small-business-forgivable-loan/
Montgomery County Montgomery County CARES Act small business grant program Montgomery County is creating a process for small businesses to apply for aid from the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Similar processes for other industries and individuals will be developed after the small business program.

Through the Office of CARES Act, Montgomery County will distribute $40 million to help small businesses impacted by the COVID-19 pandemic. In total, Montgomery County has been allocated $200 million in CARES Act funding to aid local organizations and individuals.

The County will administer the CARES Act funds based on U.S. Treasury Department guidelines and procedures developed by the Office of CARES Act.

https://mcobiz.com/cares-grants/
City of Ashland The City of Ashland Relief Business Grant Fund The City of Ashland Relief Business Grant Fund will provide businesses with up to $5,000 grants. Business owners may pick up an application from the City Community Outreach Coordinator’s office. The applications will be reviewed on a first-come, first-served basis, and all funds must be used by October 31. Application can be picked up and submitted to Amanda Patterson, Ashland community outreach coordinator. For additional information, you can contact Patterson at 419-289-4181. https://www.ashlandsource.com/news/city-of-ashland-covid-relief-business-grant-fund-to-provide-assistance-for-local-establishments/article_5b46bc1a-dc05-11ea-b91d-abd2ebd0dc3a.html
Oklahoma
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Oklahoma City Council OKC Small Business Continuity Fund Small businesses in Oklahoma City may receive financial assistance by the last week of April from the $5.5 million OKC Small Business Continuity Fund program approved by the Oklahoma City Council on Tuesday. An online application portal will be made available for businesses to apply beginning April 6. The program designates $3 million for loans for businesses with fewer than 50 employees. The loan program offers 10-year, no-interest loans of up to $50,000, which could be forgiven in three years if the business meets certain long-term employee retention goals and other criteria. Ten-year, low-interest loans of between $50,000 and $100,000 are also available. Another $1.5 million would be offered as cash incentives, reimbursing businesses with fewer than 15 full-time equivalent employees for up to $10,000 in retained employee payroll. Independent contractors and sole proprietors are also eligible to apply for assistance, as are businesses that hire independent contractors. https://www.okcsmallbizhelp.com/
Tulsa Economic Development Corporation Resilience and Recovery Fund In partnership with Tulsa Economic Development Corporation (TEDC), the City of Tulsa is dedicating $1.1 million in funds for zero interest loans to provide financial assistance to small business owners and entrepreneurs affected by COVID-19.

TEDC will begin accepting loan applications from local businesses immediately..

To qualify as a small business, applicants must have fewer than 50 full-time equivalent (FTE) employees, have 2019 revenues that did not exceed $5,000,000 and have experienced a decrease in revenue of at least 25 percent between February and March 2020 due to COVID-19.

https://www.tulsaresponds.org/
Oklahoma Department of Commerce Bounce Back Program This incentive makes monthly cash payment awards in the form of payroll tax rebates to help companies grow and boost business expansion investments in Oklahoma. In order to be eligible, a company must have a minimum annual payroll of $1.25 million. Special consideration will be given for awards associated with projects that can be implemented quickly. Awards will generally range from $50,000 to $150,000. https://www.okcommerce.gov/doing-business/business-services/business-bounce-back-assistance-program/
Oklahoma City Council Urban Renewal Authority Small Business Grant Businesses with five or less employees can apply for the grant, and will be eligible for up to $10,000 in aid.
Businesses must be located in a designated urban renewal area to apply. Grant funds may be used for future payroll, rent or mortgage, utilities, business equipment, inventory, small business training, technical assistance and other necessary business expenses.
https://www.okc.gov/Home/Components/News/News/3425/5296?fbclid=IwAR0P5Vy_Fi49RZyeofwJLDXz9C_pOV2s_W8tR3X2cdkz9n1CfgqXLFV8M_c
Fort Gibson Business Loan “Business owners would apply for the loan through the department of commerce, and they would pay us for their loan payment,” DeShazo said. “We’d pay the Department of Commerce the principal, and we’d keep the interest. It went back into the revolving loan fund.” “We’re not going to compete with the banks, it’s not an all-in loan,” Boatman said. “If you need a half million dollars, we might loan you $100,000 at a great rate.” The loan comes with the stipulation that the business hire one employee for every $1,000 the town loans, he said. To apply for the business loan:

• Application packets are available at the Fort Gibson Town Hall, 200 W. Poplar St.

DeShazo said the loan can help small businesses secure other loans.

https://www.enidnews.com/oklahoma/business-loans-available-through-town-of-fort-gibson/article_2dc8412c-4187-5857-98bf-3c3b3dbfce53.html
Oregon
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Beaverton, OR Emergency Relief Fund for Small Businesses Emergency assistance for Beaverton businesses directly impacted by a government-ordered, mandatory changes in service guidelines to assist with rental or mortgage payment during the COVID-19 pandemic. https://www.beavertonoregon.gov/EmergencyBizAssistance
Hillsboro, OR Emergency business support grants and emergency loans for entrepreneurs and SMBs Starting Monday, March 23, Hillsboro business owners who have been financially impacted by the COVID-19 health and economic crisis will be able to apply for assistance from the City of Hillsboro using the city’s website. The new resources include:
$500,000 in Emergency Business Support Grants — The city will provide grants of up to $5,000 to small businesses and entrepreneurs affected by the coronavirus and containment measures. To qualify, businesses must have a facility located in Hillsboro and a current Hillsboro busines license. Priority will be given to businesses with 10 employees or fewer; businesses that are a food and drink establishment, education or daycare facility, or businesses that rely on larger gatherings of people; and businesses that are open and operational, or are closed due to forced closure.
$500,000 in Emergency Loans for Small- and Medium-Sized Businesses — The city is working to set up a low-interest loan program for small- and medium-sized businesses in need of financial support because of COVID-19 containment efforts and government directives for closure or operational curtailment. Details are still being finalized.
https://www.hillsboro-oregon.gov/Home/Components/News/News/10503/44
Central Oregon Intergovernmental Council Emergency Loan Fund Eligible businesses include those with 20 or fewer employees as of the end of 2019 that have been immediately affected by the coronavirus crisis.

The maximum size of the loans is up to $20,000 for businesses in Crook and Jefferson counties and up to $10,000 for businesses located in Deschutes County.

https://communitylendingworks.org/central-oregon/
Wallowa County Wallowa County Business Fund To be eligible, a business must demonstrate being negatively affected by COVID-19, be legally organized in Oregon, have a physical location in Wallowa County and have or anticipate a 25% or greater decline in revenue. “If you applied, but didn’t get PPP or EID money, you’ll have a little bit of preference,” Hillock said. https://www.wallowa.com/coronavirus/how-to-donate-and-how-to-apply-to-the-wallowa-county-business-fund/article_02cdeab8-8e8a-11ea-bed5-d3bc3efe19ea.html
Medford, OR Small Business Assistance Grant Program Businesses can receive between $1,500 and $5,000, and then $500 per employee. To qualify, businesses must:

provide their w-9
have no more than 15 employees
have a City of Medford business license
have no city liens or fees
not be a recipient of the federal Payroll Protection Program
not be a part of a franchise.

http://www.ci.medford.or.us/Page.asp?NavID=4455
Ontario, OR Micro-Loan Fund The City of Ontario has initiated a new program, through the Business Loan Fund, that is making micro-loans available to local area small businesses. It narrowed down that the businesses must have 25 employees or less, and must not have received CARES Act, PPP or SBA EIDL assistance as of the date of application. https://www.argusobserver.com/news/city-unveils-new-micro-loan-program/article_191ea4c2-9abc-11ea-9e00-0bbbe2502bb9.html
Newport, OR COVID-19 Related Small Business Assistance Grant Program The council voted unanimously to award grants up to $10,000 to eligible businesses. Applications are available on the city’s website — newportoregon.gov — and must be submitted by 5 p.m. on Friday, May 29, for consideration. https://newportoregon.gov/dept/adm/covid19.asp#tabs-6
Salem City Small Business Grant City officials said the program is expected to provide funding for about 100 local businesses to help with reopening, staffing, inventory, protective equipment, rent and utilities.

Up to $3,000 will be available for businesses with five or fewer employees, and up to $5,000 will be available for businesses with six to 40 employees.

https://www.statesmanjournal.com/story/news/2020/05/27/city-council-salem-small-business-grants-coronavirus-covid-19-oregon/5264331002/
Clackmas County Small Business Grant The county says the grant program is designed to provide relief to some of the businesses hit hardest by the coronavirus economic crisis. The county encourages applications from businesses owned by minorities, women and veterans.

The grants, provided in cooperation with Micro Enterprise Services of Oregon (MESO), will total $245,000, with individual grants starting at $2,500.

Grant applications will be accepted beginning in mid-June (exact dates have not yet been announced). Only applications received by the deadline will be considered. A short application period will help the county get money to business owners quickly.

https://canbynowpod.com/business/county-offers-covid-19-small-business-assistance-grants/
St. Helens Small Business and

Micro-Enterprise CDBG funds

The Emergency Business Assistance grant program is intended to do help businesses remain solvent through the crisis and be ready/able to rebuild and/or reopen and to fill specific cash flow gaps in businesses’ larger efforts to scale down, reduce expenses and take any additional defensive measures to survive the crisis. The city estimates the program will benefit at least 60 to 100 business owners and their employees, all of which will be low- or moderate-income. However, priority will be given to businesses with 25 or fewer employees. https://www.thechronicleonline.com/news_paid/financial-help-city-moves-to-assist-small-businesses/article_08a8364e-acd2-11ea-be83-8fcd039326c7.html
Greater Eastern Oregon Development Corp. Small business grants businesses with fewer than 25 employees are eligible, including sole proprietors, and “historically disadvantaged” business owners are encouraged to apply. They may use the proceeds for any business-related operating expense, including the the costs associated with reopening while complying with additional state guidelines for COVID-19. http://geodc.net/
Stayton Small business grants Small businesses, including non-profits, in Stayton impacted by COVID-19 closures that haven’t received assistance from federal programs are eligible to receive grants of up to $15,000 from a program through the city. Businesses must be in the Stayton city limits, have 15 or fewer employees and demonstrate a one-month in decline in revenue of more than 50% in March or April compared with a year prior. http://staytonoregon.gov/page/covid_business_assist_grant
Business Development Corporation (CCD) CCD COVID-19 Loan Program This program is to provide immediate assistance to businesses adversely affected by the COVID-19 crisis. https://www.ccdbusiness.org/ccd-covid-19-loan-program/
South Central Oregon Economic Development District Economic Relief Loan Fund for Small Businesses The Economic Relief Loan Fund was created to boost recovery for small businesses financially impacted
as a direct result of the Coronavirus (COVID-19) by providing short-term loan funds for continued
business operations.
https://secureservercdn.net/198.71.233.254/d77.686.myftpupload.com/wp-content/uploads/2016/10/SCOEDD-Economic-Relief-Loan-Fund.pdf
Pennsylvania
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Pennsylvania Industrial Development Authority (PIDA) Small Business First Fund The Pennsylvania Industrial Development Authority (PIDA) will administer the Small Business First Fund with $61 million available initially for business assistance, according to a news release from state Sen. Lisa Boscola.

Funds through this emergency response fund will be used for working capital loans of up to $100,000 directly to small businesses and hopefully nonprofits (those that employ 100 or fewer persons), Boscola said. The interest rate is currently 3%, however the PIDA board can adjust the interest rates to as low as 0%.

https://dced.pa.gov/programs/covid-19-working-capital-access-program-cwca/
Urban Redevelopment Authority of Downtown Pittsburgh COVID-19 Small Business Assistance Loan Program Eligibility for this loan program is limited to existing businesses within the City of Pittsburgh that have been affected by the COVID-19 outbreak. Eligible use of funds include: rent, insurance, payroll, and other fixed assets.

Loans of up to $15,000 can be requested.

https://downtownpittsburgh.com/support-programs-during-the-coronavirus-outbreak/
TBD Ultra-small business fund State Rep. Joe Ciresi and Rep. Pam Snyder announced that they will sponsor a bill that would offer grants to ultra-small businesses impacted by the COVID-19 global pandemic. The bill would create a $50 million grant program for businesses making no more than $3 million per year or employing up to 30 full-time employees.
Erie County Gaming Revenue Authority Small Business Loan Fund The Erie County COVID-19 Response Fund, financed by ECGRA, makes flexible financing available through Bridgeway to help small businesses and nonprofits manage business disruptions, sustain vital services, and stay resilient during the COVID-19 public health crisis.
Northampton County COVID-19 Small Business Emergency Relief Fund Small business loans for northampton county businesses impacted by COVID-19.
Pittsburgh Urban Redevelopment Authority COVID-19 Small Business Emergency Loan Fund (ELF) The URA is temporarily easing and streamlining its Micro-Enterprise Loan Program to provide 0% interest loans to existing and new URA small business borrowers. Details of this product:

Up to an additional $15,000
Loan proceeds may be used for rent, payroll, and other approved fixed monthly business expenses
0% interest rate, no fees
3-year term, 6 months no payments, 2 ½-year fully amortizing after payment deferral period
For existing small businesses (not startups) located in the City of Pittsburgh

https://tinyurl.com/uracovidloan
Department of Community and Economic Development Historically Disadvantaged Business Revitalization Program $100 million for the Historically Disadvantaged Business Revitalization Program for small businesses that experienced loss as a result of the business closure order, have or will incur costs to adapt to new business operations related to COVID-19, and in which socially and economically disadvantaged individuals own at least a 51 percent interest and also control management and daily business operations.
Scranton Small Business Relief Program Mayor Paige G. Cognetti and the City of Scranton announced a $560,000 Small Business Relief Program to provide vital economic support to Scranton’s small businesses needing assistance in overcoming the temporary loss of revenue due to COVID-19. The City of Scranton will provide two opportunities for businesses:

$275,000 – for grants of $2,500 for qualifying for-profit small businesses
$285,000 – for loans of $3,000 to $20,000 for qualifying for-profit small businesses

https://www.scrantonworks.org/business-relief
SEDA-COG SEDA-COG EDA COVID-19 Loan Fund The new SEDA-COG EDA COVID-19 Loan Fund is for businesses negatively impacted by COVID-19. For-profit businesses can apply for loans of at least $10,000 starting now until funds are exhausted. No payments are due in the first six months. The total amount of the fund is $400,000. The interest rate is 3.25%. Businesses must be in SEDA-COG’s region of Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union counties. https://seda-cog.org/covid-19/
Erie County COVID-19 Disaster Relief Business Grants The Erie County Industrial Development Agency is trying to help, giving small business grants toward the costs of worker personal protective equipment. https://www.ecidany.com/loans
Rhode Island
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Department of Commerce SBA Loan Availability The U.S. Small Business Administration announced it is offering low-interest federal disaster loans for working capital to Rhode Island small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Applicants may apply online, receive additional disaster assistance information and download applications at: https://disasterloan.sba.gov/ela.

Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.

https://commerceri.com/covid-19-sba-loan-faq/
Governor Bridge Loan for restaurants and small businesses. a short-term bridge loan program for restaurants and small businesses (up to 10 employees). This program was developed in partnership with the Local Initiative Support Corporation and the Rhode Island Hospitality Association. It’s funded by $1M from Commerce’s Small Business Loan Fund and $1M from Bank Newport. Businesses can apply starting Friday (4/3) through the LISC website. You can also call 521-HELP. https://www.ri.gov/press/view/38058
Rhode Island Commerce Department Goldman Sachs PPP loans Goldman Sachs committed $10 million for loans to small businesses in Rhode Island through a partnership with Rhode Island Commerce and mission-driven lenders, including Community Reinvestment Fund, USA (CRF), the largest non-profit, non-bank SBA 7(a) lender in the country. These Paycheck Protection Program (PPP) loans are for small businesses and nonprofits that have been unable to submit a PPP application through another lending institution. https://commerceri.com/emergency-grants-and-funding/
Rhode Island Chamber of Commerce Microenterprise Stabilization Grant Program Rhode Island’s microenterprise stabilization grant program is designed to assist small businesses that have been impacted by COVID-19 and left out of federal stimulus programs to-date. The program will provide grants of up to $5,000 to qualifying microenterprises. Funds may be used for working capital to cover business costs, such as rent, staffing, utilities. https://commerceri.com/emergency-grants-and-funding/
Newport, RI Microenterprise Stabilization Grant Program Certain types of microenterprises are eligible. A microenterprise is defined as a commercial enterprise that has five or fewer employees, one or more of whom owns the enterprise. $5,000 grants will be disbursed via a single lump-sum payment to approved, eligible microenterprises. Funds may be used for working capital to cover business costs, such as rent, staffing, and utilities. MicroE funds may not be used for major equipment purchases, purchase of real property, construction activities, business expansion, or lobbying. https://www.cityofnewport.com/en-us/city-hall/departments/planning/microe
Tiverton, RI Microenterprise Grants The Town of Tiverton is providing capital grants to qualifying small business microenterprises with two to five employees. $5,000 grants will be disbursed via a single lump-sum payment to approved, eligible microenterprises to be used for working capital to cover business costs, such as rent, staffing, and utilities. http://www.tiverton.ri.gov/onlinedocuments/microenterprise.php
South Carolina
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Richland, SC COVID-19 Pandemic Relief Grant The economic relief grant program is designed to help small businesses affected by the COVID-19 health crisis, with an emphasis on three categories: retail trade; food service; and the arts, entertainment and recreation sectors. However, any small business can apply for a grant.

Small businesses in Richland County can apply for funds to cover payroll expenses, rent and mortgage payments, insurance costs, utility expenses or similar expenditures occurring in the course of business. While all small businesses in the County can apply, priority will be given to businesses located in unincorporated Richland County.

http://www.richlandcountysc.gov/Home/News/ArtMID/479/ArticleID/2001/Richland-County-Council-OKs-COVID-19-Grants-for-Small-Businesses-Nonprofits
Spartanburg Area Chamber of Commerce Bringing Back the Burg Small Business Fund The impact of COVID-19 continues to challenge the Spartanburg business community. In order to preserve local jobs and invest in the sustainability of our county’s small businesses, the Spartanburg Area Chamber of Commerce has established the Bringing Back the Burg Small Business Fund. Through a partnership with CommunityWorks, a local nonprofit financial institution, the fund is designed to financially assist qualifying small businesses through low interest and forgivable loans. Businesses that have been impacted by COVID-19 and meet the criteria below could be eligible for as much as a $10,000 loan. https://www.spartanburgchamber.com/smallbusinessfund
City of Rock Hill Rock Hill Unite Loan Program The purpose of the Rock Hill Unite Loan program is to provide expedited financial relief to small businesses that have experienced a downturn in business due to impacts from COVID-19. https://communityworkscarolina.org/wp-content/uploads/2020/06/Rock-Hill-Unite-Loan-Document-Checklist-1.pdf
Greenville County SMB Grant Greenville County is allocating $75 million in CARES Act funding to small businesses across the county. https://www.greenvillecounty.org/CARES.aspx
Tennessee
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Chattanooga City Council COVID-19 Small Business Stabilization Fund This fund will provide short-term working capital to businesses that are facing sudden and severe revenue shortfalls because of our recent executive orders. The City has committed $2.5 million to set up grant and loan programs that can help businesses in different ways — short-term rental assistance, continued payroll for displaced workers, or larger business expansion needs. These programs include:

COVID-19 Mitigation Grants, which are $5,000 grants available to small businesses renting their spaces to help with things like expenses, rent or payroll assistance.
COVID-19 Bridge Loans, which are loans of $10,000, $15,000 or $25,000 that are designed to help small businesses, specifically those directly impacted by state and local executive orders, with employee retention and working capital.
COVID-19 HUD 108 Loans, which are loans greater than $25,000 that helps businesses in low-income census tracts or incentivizes business owners to hire and retain employees whose area median income is at or below 80 percent.

https://connect.chattanooga.gov/covid-small-business-stabilization-fund/
City of Memphis Economic Hardship Emergency Fund criteria Loan amount ranges from $2,000 to $5,000, no interest for 6 months
Primary business located in Memphis
Less than $1 million in revenue
At least 3 years in business
Must be certified with the City of Memphis Office of Business Diversity and Compliance (OBDC)
Must complete consultation with an OBDC business navigator
http://www.growth-engine.org/
City of Memphis Small Business Resiliency Fund Must be denied for an SBA loan (proof required)
Loan amount ranges from $5,000 to $35,000 with a delay repayment for 90 days
Primary business located in Memphis distressed communities
At least 3 years in business
Must be certified with City of Memphis Office of Business Diversity and Compliance (OBDC)
Must complete consultation with an OBDC business navigator
Must participate in ongoing financial literacy training with OBDC (
http://www.growth-engine.org/
Economic Development Growth Engine of Memphis and Shelby County Neighborhood Emergency Economic Development (NEED) Grant Program. EDGE is giving out grants between $5,000 and $10,000 to locally small businesses temporarily closed or still open and hanging on. http://www.growth-engine.org/business-assistance/tax-incentives/edge-neighborhood-emergency-economic-development-need-grant/
Maury County Economic Development Partnership Maury County Small Business Stabilization Fund Through an application process, the Alliance is awarding grants up to $5,000 to qualifying small businesses across Maury County to provide additional relief to local businesses amid the unprecedented time. https://www.supportmaury.com/fund
Shelby County Grants Shelby County will provide $2,000 grants to “close contact businesses” such as a hair salon, nail salon, or barbershop. Applications will remain open as long as the funds are available. https://shelbycountytn.gov/3654/Our-Beautiful-Comeback-Grants
Texas
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City of Irving SMB Micro-grants The City of Irving is offering $5,000 micro-grants to eligible childcare providers. The application period runs through Nov. 30, 2020, or until funds are exhausted https://www.surveymonkey.com/r/childcareprovidercatalystfund
City of Houston Small Business Economic Relief Program Houston Mayor Sylvester Turner announced the launch of Houston’s Small Business Economic Relief Program. Small business owners can apply for an SBERP grant beginning at 8 a.m. Wednesday 8/19. The $15 million program, funded with the city’s allocated CARES Act funds, will provide immediate and short term assistance to small businesses and chambers of commerce that have been impacted by the pandemic. https://cityofhouston-sberp.org/
Collin County Collin CARES Small Business Grant Program Up to a $25,000 grant per business will be awarded for eligible businesses that experienced a gross revenue loss of greater than 15% due to the COVID-19 pandemic. Eligible businesses will receive up to $5,000 unless documentation is provided showing actual incurred costs of up to the $25,000 maximum. These grants are taxable.
Utah
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Salt Lake City Emergency Loan Program for Small Businesses Up to $20,000 per loan 0% fixed interest rate for 5 years. https://coronavirus.utah.gov/business/
Washington County, Utah Greater Together Fund Washington County is offering emergency loans to help small businesses stay in operation until state or federal assistance becomes available. Small businesses may apply for a 5 year, 0% interest loan up to $20,000. Funds may be used for payroll, rent and/or utility payments, inventory, or to upgrade digital tools to pivot business models. Repayment of loans will begin 90 days following the expiration of the municipality’s declaration of emergency. https://www.stgeorgechamber.com/greater-together-fund-survey/
Salt Lake City Chamber of Commerce Mainstreet Provision Grant The Mainstreet Preservation Grant, provided by the Salt Lake Chamber’s Utah Job Opportunities Foundation, is distributing funds to support Utah rural and/or minority small businesses that need immediate assistance related to the COVID-19 pandemic and before federal stimulus funding is accessed. https://slchamber.com/mainstreet-preservation-grant/
Utah Office of Economic Development Commercial Rent Relief 40 million dollar fund to assistance small businesses with commercial real estate rent.
North Logan City North Logan Business Support Grant North Logan City announced a funding program to help residents and businesses. The North Logan Business Support Grant provides up to $1,000 grants to help businesses impacted by the pandemic. Residents may also qualify for grants of up to $100 per household per month based on actual billed expenses. http://northlogancity.org/covid-19/
Virginia
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Virginia Career Works Grants for Businesses Rapid response grants to employers but is limited in scope e.g. no payroll coverage https://virginiacareerworks.com/rapid-response-employers/
Great Washington Community Foundation COVID-19 Emergency Response Fund Grants for Businesses The COVID-19 Emergency Response Fund supports local nonprofits leading emergency preparedness and response efforts to help mitigate the impact on disproportionately affected communities in the Washington, DC, region. The focus is on addressing lost wages, providing relief for small businesses and gig economy workers, expanding access to medical services, and meeting the unique needs of people experiencing homelessness, among other needs. https://www.thecommunityfoundation.org/covid-19
Goochland County Goochland Back to Business grant program Goochland County established the Goochland Back to Business grant program to support local businesses during the ongoing pandemic. Grants range from $5,000 to $10,000 and will be awarded on a first-come first-served basis. Applications will open on August 20 and remain open until December 1. https://www.goochlandva.us/CivicAlerts.aspx?AID=487
Prince William County Small Business Relief Micro-Grant Program Prince William County’s Small Business Relief Micro-Grant Program will provide financial grants of up to $10,000 to qualified small businesses and nonprofits. Applications will stay open as long as funds remain available. https://www.visitpwc.com/dedresources/grants/
City of Colonial Heights Small Business Disaster Fund grant program The City of Colonial Heights established a Small Business Disaster Fund grant program. The program will award grants of up to $10,000 based on business size. A second round of grants recently opened, and applications close on October 1. https://www.colonialheightsva.gov/CivicAlerts.aspx?AID=992
Bedford County Back to Business Grant Program The Bedford County Office of Economic Development has launched a $1 million Back to Business Grant Program meant to assist businesses in the county that have experienced losses from closures and disruptions from the COVID-19 pandemic. Eligible small businesses may apply for grants of $5,000 each, on a first-come, first-served basis until Sept. 18 or until the funds are depleted.
Washington
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Seattle Creation of Small Business Fund Seattle Mayor Jenny A. Durkan announced a $2.5 million City of Seattle fund to invest directly in small businesses financially impacted by COVID-19. The fund is an expansion of the Office of Economic Development’s (OED) Small Business Stabilization Fund, which the Mayor created to support small businesses whose operations were jeopardized by a destabilizing event. Eligible small businesses will receive a grant of up to $10,000 to mitigate revenue lost by COVID-19. Mayor Durkan formally signed an Executive Order to provide immediate relief for small businesses impacted by COVID-19. Actions include the ability to defer B&O taxes and utility payments, direct technical assistance with SBA loans, and the creation of the Small Business Recovery Task Force to advise on long-term policy recommendations.(3/12) https://durkan.seattle.gov/2020/03/mayor-durkan-announces-1-5-million-fund-to-invest-directly-in-small-businesses-impacted-by-covid-19/
Washinton State Department of Commerce Small Business Emergency Grants Working Washington small business emergency grants to assist businesses impacted by COVID-19. 5 million dollar fund, each grant up to $10,000 per business
City of Gig Harbor Small Business Grants City is distributing CARES funds to small businesses (10 or fewer FTE) and granting at least $1,500 to awarded applicants each. Applications are open from Friday June 19 – Thursday June 25, 2020. Eligibility criteria can be found on the website. Link to the right is the application form.
West Virginia
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State of West Virginia WV CARES Act Small Business Grant Program Governor Justice’s WV CARES Act Small Business Grant Program provides West Virginia’s small businesses—the backbone of the West Virginia economy—much needed relief by granting up to $5,000 to West Virginia small businesses that have been affected by the COVID-19 pandemic. Eligible expenses and losses include direct out of pocket expenses, such as purchases of PPE for staff and costs of re-stocking inventory in order to reopen, as well as losses due to business closures, reduced sales, or suspended operations. https://grants.wv.gov/en/flexible-page?pageId=1424
Wyoming
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State of Wyoming COVID-19 Business Relief Program The Wyoming Business Council announced two new waves of funding under the COVID-19 Business Relief Program. The Relief Fund has $50 million set aside for businesses and nonprofits required to close by public health order and an additional $125 million available to cover COVID-19 related expenses and direct or indirect losses due to public health orders. Awards up to $300,000 are available and businesses must employ 100 or fewer people. The Mitigation Fund reimburses all Wyoming businesses and nonprofits that have incurred employee and customer health and safety expenses that were a direct impact of COVID-19. The Mitigation Fund has $50 million available with awards up to $500,000. https://www.wyobizrelief.org/

How GPS Telematics Can Streamline Your Small Business Fleet Operation During the Pandemic

One way Small Business fleet owners can support remote work is with GPS Telematics. We’re seeing more fleets where techs are taking home their vehicles after hours. They are not centrally parked at the end of the day or week on a company lot. This puts an extra burden on managers to make sure they have some signals from the field.

For example, maintenance issues which would usually be discovered by service techs on the lot can be missed. With GPS Telematics, you get an alert with every diagnostic trouble code (DTC) which comes from the vehicle’s on-board computer (OBD). So you can proactively manage before an issue becomes critical.

Another area where GPS Telematics can help is in fuel management. More remote management means more opportunity to abuse fuel expenses. By knowing the current fuel status for each truck, and also knowing the mileage driven between fueling, you can correlate fuel use with business miles driven.

Finally, you can track off-hours use of PTO. You can use GPS Telematics to know when the PTO is being used on-site, during business hours, and when it is not.

Categories: COVID

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